Kansas Statutes Annotated

K.S.A. § 58-312 (2026)

✓ current as of May 2026
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58-312.

History: L. 1889, ch. 176, § 1; L. 1901, ch. 103, § 1; R.S. 1923, 58-312; L. 1965, ch. 564, § 410; Repealed, L. 1994, ch. 250, § 4; July 1.

CASE ANNOTATIONS

1. Effect of insanity of one of parties; replevin; priority; evidence. State Bank v. Norduft, 2 Kan. App. 55, 59, 43 P. 312.

2. Exemption laws may be waived for rent without wife joining. Kroenert v. Mead, 59 Kan. 665, 666, 54 P. 684.

3. Mortgage signed by husband alone, valid only against unexempt property. Skinner v. Bank, 63 Kan. 842, 844, 66 P. 997.

4. Mortgage void unless both husband and wife consent to same. Alexander v. Logan, 65 Kan. 505, 507, 70 P.339; Searle v. Gregg, 67 Kan. 1, 3, 72 P. 544.

5. Mortgage on exempt threshing machine requires joint consent. Jackman v. Lambertson, 71 Kan. 138, 80 P. 55.

6. Provision of this section not applicable to purchase-price mortgage. Boggs v. Kelly, 76 Kan. 9, 11, 90 P. 765.

7. Husband may deliver property to creditor without consent of wife. Beach v. Fireovid, 84 Kan. 357, 359, 114 P. 206.

8. Wife establishing exempt quality not estopped by representations of husband. Wickham v. Bank, 95 Kan. 657, 658, 149 P. 433.

9. Wife's consent not procured; mortgaged property held not exempt. Bank v. Shepherd, 105 Kan. 206, 207, 182 P. 653.

10. Mortgage to secure purchase-price of automobile; consent of wife. The State v. Perkins, 112 Kan. 455, 456, 210 P. 1091.

11. Cited in action to enforce bank stockholder's double liability. Glenn v. Callahan, 125 Kan. 44, 48, 262 P. 583.

12. Right of wife to intervene in action on mortgage upheld. Hoxie State Bank v. Vaughn, 137 Kan. 648, 651, 21 P.2d 356.

13. Mortgage of "family library" invalid unless signed by husband and wife; section does not prohibit sale of exempt property by husband. Lupton v. Merchants Nat'l Bank, 140 Kan. 615, 620, 38 P.2d 125.

14. Mortgage of hotel clerk's exempt automobile requires joint consent. Foster v. Foster, 144 Kan. 528, 61 P.2d 1350.

15. Applies to property held in name of either husband or wife; mortgage void unless jointly consented to and jointly executed. Morris Plan Co. v. Buttel, 162 Kan. 228, 229, 230, 231, 232, 233, 175 P.2d 100.

16. Section not applicable to purchase-price mortgage; who may raise exemption question. Bankers Investment Co. v. Meeker, 166 Kan. 209, 212, 201 P.2d 117.

17. Wife's consent not procured; mortgage of exempt personal property invalid. Emporia Wholesale Coffee Co. v. Rehrig, 173 Kan. 841, 845, 252 P.2d 590.

18. Sale of exempt tractor by husband held subterfuge; mortgage void. White Star Machinery & Supply Co. v. Roulston, 178 Kan. 481, 485, 487, 289 P.2d 749.

19. Husband's transfer of property to wife in anticipation of divorce taxable event, rather than property division. Wiles v. C.I.R., 499 F.2d 255, 256.

20. Cited in holding one spouse may not sue the other for torts occurring during marriage. Guffy v. Guffy, 230 Kan. 89, 95, 631 P.2d 646 (1981).

21. Security agreement did not meet requirements for enforceable security agreement. In Re Swearingen, 27 B.R. 379, 380, 384 (1983).

22. Spouse does not acquire joint interest in all property belonging to other spouse by virtue of marriage. In re Oetinger, 49 B.R. 41, 43 (1985).

23. Lien on personal property not consented to by spouse void to extent that mortgaged property is exempt. In re Schroeder, 62 B.R. 604, 605, 606 (1986).

24. Certificate of title and effect of statute regarding bank's security interest in bankruptcy action noted. Bird v. Plains State Bank, 86 B.R. 660, 663 (1988).


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Notes of Decisions
Cited in 6 cases, 1974–1988 · leading case: Guffy Ex Rel. Reeves v. Guffy, 631 P.2d 646 (Kan. 1981).
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Guffy Ex Rel. Reeves v. Guffy, 631 P.2d 646 (Kan. 1981). · cites it 2× “59-505 prevents one spouse from disposing by will of more than one-half of his or her property without the consent of the other. The public interest in marriage in Kansas is manifested by various statutory provisions addressing the formation, dissolution and maintenance of the…”
In Re Oetinger, 49 B.R. 41 (Bankr. D. Kan. 1985). · cites it 2× “Kansas Statutes Annotated section 58-312 grants a spouse a right to veto creation of a nonpurchase money lien on the property of either of them only so far as the property is exempt by law to resident heads of families.”
Am. State Bank v. Swearingen (In Re Swearingen), 27 B.R. 379 (Bankr. D. Kan. 1983). “Likewise, K.S.A. 58-312 invalidates nonpurchase money liens on personalty unless obtained with the joint consent of husband and wife.”
Richard E. Wiles, Jr., & Karen B. Wiles v. Comm'r of Internal Revenue, 499 F.2d 255 (10th Cir. 1974). “She also is entitled to one-half of all her deceased husband’s realty, the sale of which she did not consent to during marriage. K.S.A. § 59-505. This right is somewhat analogous to dower.”
Farmers State Bank of Oakley v. Schroeder (In Re Schroeder), 62 B.R. 604 (Bankr. D. Kan. 1986). “She let her husband handle all of these matters because she trusted his judgments. She knew that money had been borrowed because she handled the books and the checks and went through the checking accounts and also did not know of any instances in which the loan proceeds did not…”
Bird v. Plains State Bank, 86 B.R. 660 (D. Kan. 1988). “Rather than discussing the various legal arguments advanced by the debtors regarding certificates of title and the effect of K.S.A. 58-312, this court believes the bankruptcy court’s finding of fact as to the Bank’s security interest is not clearly erroneous.”
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