Kentucky Revised Statutes

Ky. Rev. Stat. § 44.055 (2026)

Insuring state vehicles -- Blanket liability policy -- Effect on sovereign

✓ current as of May 2026

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immunity -- Eligibility of insurers. (1) Any state agency, as defined in KRS Chapter 12, may in its discretion, for the protection of the public and its employees, expend state funds to purchase policies of insurance of all kinds deemed advisable covering vehicles, including boats, owned by the state and operated by state employees when in the conduct of official business. The executive director of insurance, upon recommendation of the secretary of the Finance and Administration Cabinet, shall initiate and be responsible for the purchase of a blanket liability insurance policy to cover the officers and employees of the several state agencies and shall determine, by administrative regulation, the policy limits that shall be applicable to the persons covered in each such affected agency not to exceed the limit prescribed in KRS 49.040. (2) Nothing contained in this section shall be construed to be a waiver of sovereign immunity and claims against the Commonwealth, its agencies, officers, employees, or insurers may be asserted only in the manner set forth in KRS 49.040 to 49.180. (3) Policies authorized by this section shall be purchased only from insurers authorized to do business in this state and shall be countersigned by a licensed resident agent. Effective:June 29, 2017 History: Amended 2017 Ky. Acts ch. 74, sec. 61, effective June 29, 2017. -- Amended 1994 Ky. Acts ch. 372, sec. 1, effective July 15, 1994. -- Amended 1960 Ky. Acts ch. 180, sec. 1. -- Created 1958 Ky. Acts ch. 125, sec. 1. Legislative Research Commission Note (6/20/2005). 2005 Ky. Acts chs. 11, 85, 95, 97, 98, 99, 123, and 181 instruct the Reviser of Statutes to correct statutory references to agencies and officers whose names have been changed in 2005 legislation confirming the reorganization of the executive branch. Such a correction has been made in this section.

Notes of Decisions

Cited in 2 cases, 1959–2001 · leading case: Reyes v. Hardin Cnty., 55 S.W.3d 337 (Ky. 2001).

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Reyes v. Hardin Cnty., 55 S.W.3d 337 (Ky. 2001). · cites it 3× “180 clearly recognizes the immunity doctrine in providing that a suit on such a policy is maintainable against the county only for the purpose of obtaining a judgment which shall measure the liability of the insurance carrier, and shall not be enforced *342 or collectible…”

Ginter v. Montgomery Cnty., 327 S.W.2d 98 (Ky. Ct. App. 1959). “We call attention also to KRS 44.055, enacted in 1958, which authorizes state agencies to procure motor vehicle liability insurance, but provides that “Nothing contained herein shall be construed to be a waiver of sovereign immunity.”

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