Maine Revised Statutes

Me. Rev. Stat. tit. 24-A, § 2422 (2026)

Notice to, knowledge of agent binding on insurer

✓ current as of May 2026

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1. An agent authorized by an insurer, if the name of such agent is borne on the policy, is the insurer's agent in all matters of insurance. Any notice required to be given by the insured to the insurer or any of its officers may be given in writing to such agent.

[PL 1969, c. 132, §1 (NEW).]

2. The authorized agent of an insurer must be regarded as in the place of the insurer in all respects regarding any insurance effected by the agent. The insurer is bound by the agent's knowledge of the risk and all matters connected therewith. Omissions and misdescriptions known to the agent must be regarded as known to the insurer and waived by it as if noted in the policy.

[RR 2021, c. 1, Pt. B, §217 (COR).]

SECTION HISTORY

PL 1969, c. 132, §1 (NEW). RR 2021, c. 1, Pt. B, §217 (COR).

Notes of Decisions

Cited in 12 cases, 1982–2016 · leading case: Blanchet v. Assurance Co. of Am., 766 A.2d 71 (Me. 2001).

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Blanchet v. Assurance Co. of Am., 766 A.2d 71 (Me. 2001). · cites it 3× “See 24-A M.R.S.A. § 2422 (2000); Utica Mut. Ins.”

Cnty. Forest Prods., Inc. v. Green Mountain Agency, Inc., 2000 ME 161 (Me. 2000). · cites it 2× “The authorized agent of an insurer shall be regarded as in the place of the insurer in all respects regarding any insurance effected by him.”

Libby v. Concord Gen. Mut. Ins., 452 A.2d 979 (Me. 1982). “24-A M.R.S.A. § 2422 (1969) provides in part: 1.”

Seabury Hous. Assocs. v. Home Ins., 695 F. Supp. 1244 (D. Me. 1988). · cites it 2× “There exists a genuine issue of fact as to whether Dunfey was, in this instance, an authorized Home agent within the meaning of 24-A M.R.S.A. § 2422, and therefore as to whether Home is bound by Dunfey’s actions.”

Yaffie v. Lawyers Title Ins. Corp., 1998 ME 77 (Me. 1998). “We note that 24-A M.R.S.A. § 2422(2) (1990) provides: The authorized agent of an insurer shall be regarded as in the place of the insurer in all respects regarding any insurance effected by him.”

Ne. Ins. v. Concord Gen. Mut. Ins., 461 A.2d 1056 (Me. 1983). “24-A M.R.S.A. § 2422(2) (1974) provides, in pertinent part, as follows: The authorized agent of an insurer shall be regarded as in the place of the insurer in all respects regarding any insurance effected by him.”

Cambridge Mut. Ins. Co. v. Patriot Mut. Ins. Co., 323 F. Supp. 2d 95 (D. Me. 2004). · cites it 2× “The authorized agent of an insurer shall be regarded as in the place of the insurer in all respects regarding any insurance effected by him. The insurer is bound by his knowledge of the risk and all matters connected therewith.”

Utica Mut. Ins. v. St. Paul Fire & Marine Ins., 519 A.2d 185 (Me. 1986). “24-A M.R.S.A. § 2422 (1974), provides as follows: • 1.”

Cambridge Mut. Ins. v. Patriot Mut. Ins., 323 F. Supp. 2d 95 (D. Me. 2004). · cites it 2× “The insurer is bound by his knowledge of the risk and all matters connected therewith.”

Salleh v. Travelers Cas. Ins. Co. (Me. Super. Ct 2016). · cites it 2× “Salleh contends that under 24-A M.R.S. §§ 2422(1) and (2) Lotfey was an agent of Travelers and that any information known to Lotfey (including the information that Omar Martinez was the actual owner of the two car lifts that Salleh originally claimed were owned by Salleh) is…”

Bangor-Brewer Bowling Lanes, Inc. v. Com. Union-York Ins. Co. (Me. Super. Ct 2001). · cites it 2× “In its written argument opposing the motions at bar, the plaintiff relies on a completely distinct factual predicate: alleged representations by Varney (CU's statutory agent, see 24-A M.R.S.A. § 2422) made prior to the 1998 loss that the coverage provided under the policy would…”

Aho v. Arcadia Ins. Co. (Me. Super. Ct 2005). “” 24-A M.RS.A. § 2422(1). Finally, the basis for cancellation of a policy and the import of the types ot cancellation notices are prescribed by Maine law which, in this highly regulated industry, may not be contradicted by an insurance contract.”

— Me. Rev. Stat. tit. 24-A, § 2422(1) — 4 cases

Blanchet v. Assurance Co. of Am., 766 A.2d 71 (Me. 2001). “See 24-A M.R.S.A. § 2422 (2000); Utica Mut. Ins.”

Cnty. Forest Prods., Inc. v. Green Mountain Agency, Inc., 2000 ME 161 (Me. 2000). “The authorized agent of an insurer shall be regarded as in the place of the insurer in all respects regarding any insurance effected by him.”

Salleh v. Travelers Cas. Ins. Co. (Me. Super. Ct 2016). “Salleh contends that under 24-A M.R.S. §§ 2422(1) and (2) Lotfey was an agent of Travelers and that any information known to Lotfey (including the information that Omar Martinez was the actual owner of the two car lifts that Salleh originally claimed were owned by Salleh) is…”

Aho v. Arcadia Ins. Co. (Me. Super. Ct 2005). “” 24-A M.RS.A. § 2422(1). Finally, the basis for cancellation of a policy and the import of the types ot cancellation notices are prescribed by Maine law which, in this highly regulated industry, may not be contradicted by an insurance contract.”

— Me. Rev. Stat. tit. 24-A, § 2422(2) — 3 cases

Yaffie v. Lawyers Title Ins. Corp., 1998 ME 77 (Me. 1998). “We note that 24-A M.R.S.A. § 2422(2) (1990) provides: The authorized agent of an insurer shall be regarded as in the place of the insurer in all respects regarding any insurance effected by him.”

Ne. Ins. v. Concord Gen. Mut. Ins., 461 A.2d 1056 (Me. 1983). “24-A M.R.S.A. § 2422(2) (1974) provides, in pertinent part, as follows: The authorized agent of an insurer shall be regarded as in the place of the insurer in all respects regarding any insurance effected by him.”

Seabury Hous. Assocs. v. Home Ins., 695 F. Supp. 1244 (D. Me. 1988). “There exists a genuine issue of fact as to whether Dunfey was, in this instance, an authorized Home agent within the meaning of 24-A M.R.S.A. § 2422, and therefore as to whether Home is bound by Dunfey’s actions.”

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