Massachusetts General Laws

Mass. Gen. Laws ch. 12, § 11F (2026)

Insurance companies; intervention in legal proceedings on behalf of consumers; expenditure of funds

✓ current as of July 2026
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Section 11F. The attorney general is hereby authorized to intervene in administrative or judicial proceedings held in the commonwealth on behalf of any group of consumers in connection with any matter involving the rates, charges, premiums and prices charged by any insurance company doing business in the commonwealth and subject to the division of insurance within the department of banking and insurance.

For the purpose of such intervention the attorney general may expend such funds as may be appropriated therefor; provided, however, that such expenditures shall not exceed annually one hundred and fifty percent of the amount assessed against insurance companies under the provisions of section eight F of chapter twenty-six.

The attorney general shall have no authority to expend any of such funds wherever the expenditure thereof shall conflict with the duties imposed upon him under the provisions of section three.

Notes of Decisions
Cited in 5 cases, 1993–2004 · leading case: Attorney Gen. v. Comm'r of Ins., 817 N.E.2d 742 (Mass. 2004).
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Attorney Gen. v. Comm'r of Ins., 817 N.E.2d 742 (Mass. 2004). “The Attorney General intervened in the proceeding as of right, pursuant to G. L. c. 12, § 11F, to represent “consumers in connection with [a] matter involving the rates, charges, premiums and prices charged” by insurers.”
Auto. Insurers Bureau v. Comm'r of Ins., 614 N.E.2d 639 (Mass. 1993). “); the Attorney General pursuant to G. L. c. 12, § 11F (1990 ed.); and an association of insurance agents concerned with the agents’ commission allowance required by G.”
Auto. Insurers Bureau of Massachusetts v. Comm'r of Ins., 718 N.E.2d 830 (Mass. 1999). “02, and G. L. c. 12, § 11F. The AIB is a licensed rating organization pursuant to G.”
Auto. Insurers Bureau v. Comm'r of Ins., 420 Mass. 599 (Mass. 1995). “); the Attorney General, pursuant to G. L. c. 12, § 11F (1992 ed.); and the Professional Independent Insurance Agents of Massachusetts (PHAM), a trade association.”
Commonwealth v. Ellis, 8 Mass. L. Rptr. 678 (Mass. Super. Ct. 1998). “As discussed supra at note 27, G.L.c. 12, §11F authorizes the Office of the Attorney General to intervene on behalf of consumers regarding insurance rates, charges, premiums and prices, and G.”
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