Massachusetts General Laws

Mass. Gen. Laws ch. 175, § 110A (2026)

Disability insurance; exemption from attachment; exception

✓ current as of July 2026

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Section 110A. So much of any benefit under a policy of insurance insuring against disability from injury or disease as does not exceed four hundred dollars for each week during any period of disability covered thereby shall not be liable to attachment, trustee process or other process, or to be seized, taken, appropriated or applied by any legal or equitable process or by operation of law, either before or after payment of such benefit, to pay any debt or liabilities of the person insured under such policy, but this exemption shall not apply where an action or suit is brought to recover for necessaries contracted for during said period and the writ or bill of complaint contains a statement to that effect.

Notes of Decisions

Cited in 9 cases, 1948–2013 · leading case: DeNadai v. Preferred Capital Markets, Inc., 272 B.R. 21 (D. Mass. 2001).

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DeNadai v. Preferred Capital Markets, Inc., 272 B.R. 21 (D. Mass. 2001). “, Mass. Gen. Laws ch. 175, § 110A (disability insurance benefits: "shall not be liable to attachment, trustee process or other process, or to be seized, taken, appropriated or applied by any legal or equitable process or by operation of law”); id.”

In Re Sloss, 279 B.R. 6 (Bankr. D. Mass. 2002). “Massachusetts Life Insurance Exemption Statutes In their proposed second amended Schedule C, the Debtors claim exemptions in the entire amount of the respective cash surrender values of all three life insurance policies, citing Mass. Gen. Laws ch. 175, §§ 110A, 119A, 119B, 119C,…”

In Re MacDonald, 326 B.R. 6 (Bankr. D. Mass. 2005). “Mass. Gen. Laws ch. 175, § 110A (disability insurance benefits: “shall not be liable to attachment, trustee process or other process, or to be seized, taken, appropriated or applied by any legal or equitable process or by operation of law.”

Kates v. St. Paul Fire & Marine Ins., 509 F. Supp. 477 (D. Mass. 1981). “Initially this provision was added to Mass. Gen.Laws ch. 175, § 110A, as a second sentence.”

Rosenthal v. Maletz, 78 N.E.2d 652 (Mass. 1948). “The second ground of demurrer, that “The bill is an attempt to violate G. L. c. 175, § 110A,” inserted by St. 1938, c.”

In Re DeVoe, 134 B.R. 74 (Bankr. D. Mass. 1991). “00; ¶ 15, cash, savings, deposits, or wages up to aggregate value of $125.”

Liberty Mut. Ins. v. Rosenthal, 204 F. Supp. 2d 140 (D. Mass. 2002). · cites it 4× “On April 16, 2002, the First Circuit Court of Appeals, while retaining jurisdiction, authorized this court to proceed with a resolution of the issue identified in its March 21, 2002 interim order; specifically, the extent to which disability benefits owing to defendant Alan…”

In re Sutherland, 495 B.R. 134 (Bankr. D. Mass. 2013). “235, § 34 is often thought of as the Massachusetts exemption statute, there are plenty of others, among them the all-important Mass.”

Macquarrie v. Balch, 47 Mass. App. Dec. 170 (Mass. Dist. Ct., App. Div. 1972). · cites it 2× “G.L. c. 175, § 110A — Disability Insurance.”

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