Massachusetts General Laws

Mass. Gen. Laws ch. 175, § 111 (2026)

Beneficiary; power to sue

✓ current as of July 2026

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Section 111. The beneficiary under a policy of insurance against loss or damage from disease or by the bodily injury or death by accident of the insured may maintain an action thereon in his own name.

Notes of Decisions

Cited in 4 cases, 1966–1979 · leading case: Choate, Hall & Stewart v. SCA Servs., Inc., 392 N.E.2d 1045 (Mass. 1979).

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Choate, Hall & Stewart v. SCA Servs., Inc., 392 N.E.2d 1045 (Mass. 1979). “149, § 29A (enforcement of surety bond); G. L. c. 175, §§ 111, 125 (of certain insurance policies); G.”

Morin v. Massachusetts Blue Cross, Inc., 311 N.E.2d 914 (Mass. 1974). “G. L. c. 175, § 111. The only “third person” in the picture is Reidy, the named insured, but the plaintiff is not in a position to recover anything from Reidy (unless by chance Reidy was responsible as a tortfeasor for the plaintiffs injury, which is not suggested).”

Johnson v. Wesson Women's Hosp., 328 N.E.2d 490 (Mass. 1975). “The Superior Court judge had a right, indeed a duty, to read the declaration as it was written. Although we decline to speculate as to the provisions of the insurance policy, we do observe that the plaintiffs argument, that he is by statute (G.”

Unsworth v. Maryland Cas. Co., 34 Mass. App. Dec. 71 (Mass. Dist. Ct., App. Div. 1966). “G.L. c. 175, §111, provides: “The beneficiary under a policy of insurance against loss or damage from disease or by bodily injury or death by accident of the insured! may maintain an action thereon in his own name”.”

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