Massachusetts General Laws

Mass. Gen. Laws ch. 176D, § 2 (2026)

Unfair trade practices

✓ current as of July 2026

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Section 2. No person shall engage in this commonwealth in any trade practice which is defined in this chapter as, or determined pursuant to section six of this chapter to be, an unfair method of competition or an unfair or deceptive act or practice in the business of insurance.

Notes of Decisions

Cited in 21 cases, 1982–2020 · leading case: Wheatley v. Massachusetts Insurers Insolvency Fund, 925 N.E.2d 9 (Mass. 2010).

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Wheatley v. Massachusetts Insurers Insolvency Fund, 925 N.E.2d 9 (Mass. 2010). · cites it 6× “176D, § l (a) — which together set forth procedures for the regulation of unfair methods of competition and unfair or deceptive acts or practices in the business of insurance, G. L. c. 176D, § 2 — apply to persons who engage “in the business of insurance.”

Anawan Ins. Agency, Inc. v. Div. of Ins., 459 Mass. 592 (Mass. 2011). · cites it 10× “175, § 177, and G. L. c. 176D, § 2. The appeal, which is before us on further appellate review, raises three principal issues: (1) whether the statute of limitations set out in G.”

Ciardi v. F. Hoffmann-La Roche, Ltd., 436 Mass. 53 (Mass. 2002). “, supra, we held that, while violations of G. L. c. 176D, § 2, were actionable under G.”

Trempe v. Aetna Cas. & Sur. Co., 480 N.E.2d 670 (Mass. App. Ct. 1985). “176D, §§ 2 & 3. On Aetna’s appeal, we affirm the judgment as to liability but remand the matter for recalculation of the Trempes’ damages consistent with this opinion.”

Sokhos v. Mayflower Transit, Inc., 691 F. Supp. 1578 (D. Mass. 1988). “Finally, Count VI charges defendant with unfair claims settlement practices under M.G.L. c. 176D, § 2, which provides that [N]o person shall engage in this commonwealth in any trade practice which is defined as .”

Hoppy's Oil Serv., Inc. v. Ins. Co. of North Am., 783 F. Supp. 1505 (D. Mass. 1992). “93A, § 11 and Mass. Gen.L. ch. 176D, § 2 for refusing to defend it in the underlying litigation.”

Foisy v. Royal MacCabees Life Ins., 241 F. Supp. 2d 65 (D. Mass. 2002). “” Mass. Gen. L. ch. 176D, § 2. For its part, section 3(l)(a) of chapter 176D, upon which Plaintiff relies, defines as an “unfair or deceptive act or practice in the business of insurance” an insurance company’s statement which “misrepresents the benefits, advantages, conditions,…”

Anawan Ins. Agency, Inc. v. Div. of Ins., 923 N.E.2d 95 (Mass. App. Ct. 2010). · cites it 2× “The hearing officer ordered the plaintiffs to pay fines of $27,800 for 278 violations of G. L. c. 176D, § 2, that took place between November 1, 2000 and December 31, 2001, and $2,200 for twenty-two violations that occurred between August 1, 2000 and October 31, 2000.”

Liquor Liab. Jt. Underwriting Ass'n v. Great Am. Ins., 16 Mass. L. Rptr. 268 (Mass. Super. Ct. 2003). · cites it 3× “G.L.c. 176D, §2. The version of G.L.c. 176D, §2(a) at issue in Poznik provided that “[n]o person shall engage in this commonwealth in any trade practice which is defined in this chapter as .”

Rehab Assocs. v. Blue Cross & Blue Shield of Massachusetts, Inc., 645 N.E.2d 1183 (Mass. App. Ct. 1995). · cites it 2× “93A claim (and its corresponding claim under G. L. c. 176D, § 2), the judge concluded that Blue Cross’s refusal of a contract was not an unfair or deceptive act or practice.”

Driscoll v. Liberty Mut. Ins., 3 Mass. L. Rptr. 622 (Mass. Super. Ct. 1995). “1990) citing G.L.c. 176D, §2. That prohibition extends to unfair insurance claim settlement practices, which the statute defines as including: (d) Refusing to pay claims without conducting a reasonable investigation based upon all available information; (e) Failing to affirm or…”

Premier Ins. v. Empire Fire & Marine Ins., 14 Mass. L. Rptr. 97 (Mass. Super. Ct. 2002). “G.L.c. 176D, §2 prohibits unfair claim settlement practices in the business of insurance.”

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— Mass. Gen. Laws ch. 176D, § 2(a) — 1 case

Liquor Liab. Jt. Underwriting Ass'n v. Great Am. Ins., 16 Mass. L. Rptr. 268 (Mass. Super. Ct. 2003). “G.L.c. 176D, §2. The version of G.L.c. 176D, §2(a) at issue in Poznik provided that “[n]o person shall engage in this commonwealth in any trade practice which is defined in this chapter as .”

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