Mich. Comp. Laws » Michigan Compiled Laws / Chapter 445 / Act 162 of 1995

Mich. Comp. Laws § 445.1851

Short title.

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CREDIT REFORM ACT


Act 162 of 1995


445.1851 Short title.

Sec. 1.

    This act shall be known and may be cited as the "credit reform act".

History: 1995, Act 162, Eff. Mar. 28, 1996

Compiler's Notes:

    For transfer of authority, powers, duties, functions, and responsibility of the financial institutions bureau and the commissioner of the financial institutions bureau to the commissioner of the office of financial and insurance services and the office of financial and insurance services by type III transfer, see E.R.O. No. 2000-2, compiled at MCL 445.2003 of the Michigan compiled laws.

Notes of Decisions
Cited in 9 cases (1 in the last 5 years), 2001–2021 · leading case: SeTara Tyson v. Sterling Rental
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SeTara Tyson v. Sterling Rental (2016) ca6 “, and the Michigan Credit Reform Act ("MCRA”), Mich. Comp. Laws §445.1851 et seq. However, Defendants’ briefing before this Court does not identify those claims as issues presented for review; nor does Defendants’ briefing provide any argument on those claims.”
Rockey v. Courtesy Motors, Inc. (2001) miwd “LAWS § 445.1851, et seq. Plaintiffs seek monetary damages, as well as declaratory and injunctive relief.”
Rugumbwa v. Betten Motor Sales (2001) miwd · cites it 2× “unjust enrichment; and, violations of the Michigan Credit Reform Act, Mich. Comp. Laws § 445.1851 et seq. *361 II.”
Rebekah McCain v. Detroit II Auto Finance Center and Bank One, N.A. (2004) ca6 “101 )(Count X), Credit Reform Act ( Mich. Comp. Laws § 445.1851 )(Count XI) *563 and Motor Vehicle Installment Sales Act ( Mich.”
Calkins v. Midland Funding NCC-2 Corp. (2006) miwd · cites it 2× “101 (Count II), the Michigan Credit Reform Act, Mich. Comp. Laws § 445.1851 (Count III), the Michigan Occupational Code, Mich.”
Dressel v. Ameribank (2001) michctapp “The Credit Reform Act, MCL 445.1851 et seq., allows a bank to “charge .”
Wilmington Savings Fund Society Fsb v. Alex Schmidt (2021) michctapp · cites it 2× “[to] charge, contract for, receive, or collect on a secondary mortgage loan an interest rate not exceeding the interest rate permitted by the credit reform act, 1995 PA 162 , MCL 445.1851 to 445.1864.” MCL 493.71(1).”
McCain v. Detroit II Auto (2004) ca6 “101 )(Count X), Credit Reform Act against the defending party for the money or property or ( Mich. Comp. Laws § 445.1851 )(Count XI) and Motor to the effect specified in the offer, with costs then Vehicle Installment Sales Act (Mich.”
Tyson v. Sterling Rental, Inc. (2015) mied “§ 445.1851 et seq., and for breach of contract and breach of warranty of title, each against Car Source.”
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