Mich. Comp. Laws » Michigan Compiled Laws / Chapter 500 / Act 218 of 1956
Michigan Compiled Laws

Mich. Comp. Laws § 500.2028 (2026)

Examination; investigation.

✓ current as of July 2026
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THE INSURANCE CODE OF 1956


Act 218 of 1956


500.2028 Examination; investigation.

Sec. 2028.

    Upon probable cause, the commissioner shall have power to examine and investigate into the affairs of a person engaged in the business of insurance in this state to determine whether the person has been or is engaged in any unfair method of competition or in any unfair or deceptive act or practice prohibited by sections 2001 to 2050.

History: 1956, Act 218, Eff. Jan. 1, 1957 ;-- Am. 1976, Act 273, Eff. Apr. 1, 1977

PopularName Notes:

Act 218
Notes of Decisions
Cited in 10 cases, 1984–2007 · leading case: Michigan Chiropractic Council v. Comm'r of the Off. of Fin. & Ins. Servs., 716 N.W.2d 561 (Mich. 2006).
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Michigan Chiropractic Council v. Comm'r of the Off. of Fin. & Ins. Servs., 716 N.W.2d 561 (Mich. 2006). · cites it 16× “[2] In August 2000, petitioners filed a request with the Commissioner for a contested case hearing pursuant to MCL 500.2028 and MCL 500.2029, claiming that the PPO endorsement violated the Insurance Code, MCL 500.”
Health Care Ass'n Workers Comp. Fund v. Dir. of the Bureau of Worker's Comp., 694 N.W.2d 761 (Mich. Ct. App. 2005). · cites it 2× “In particular, plaintiff points to MCL 500.2028, which provides the Insurance Commissioner the power — upon probable cause — “to examine and investigate into the affairs of a person engaged in the business of insurance in this state to determine whether the person has been or is…”
Frankenmuth Mut. Ins. v. Keeley, 447 N.W.2d 691 (Mich. 1989). · cites it 2× “See MCL 500.2028 et seq. ; MSA 24.12028 et seq.”
Robertson v. State Farm Fire & Cas. Co., 890 F. Supp. 671 (E.D. Mich. 1995). · cites it 2× “10 In fact, the Unfair Trade Practices Act does not appear to provide any remedy at all for private parties, but instead sets forth a scheme to be enforced by the Insurance Commissioner only.”
Michigan Chiropractic Council v. Comm'r of the Off. of Fin. & Ins. Servs., 685 N.W.2d 428 (Mich. Ct. App. 2004). · cites it 2× “4 MCL 500.2028. Pursuant to MCL 500.2029, the commissioner may conduct a hearing when there is probable cause to believe that an insurer is engaged in unfair or deceptive practices: When the commissioner has probable cause to believe that a person engaged in the business of…”
Bell v. League Life Ins., 387 N.W.2d 154 (Mich. Ct. App. 1986). “MCL 500.2028; MSA 24.12028. The commissioner may hold hearings, which the act describes in detail, MCL 500.”
Young v. Michigan Mut. Ins., 362 N.W.2d 844 (Mich. Ct. App. 1984). “See MCL 500.2028 et seq.; MSA 24.12028 et seq.”
Safie Enter., Inc. v. Nationwide Mut. Fire Ins., 381 N.W.2d 747 (Mich. Ct. App. 1985). “12027), empowers the Commissioner of Insurance to investigate complaints of violations (MCL 500.2028; MSA 24.12028), establishes a comprehensive system for the hearing procedure before the Commissioner (MCL 500.”
McLiechey v. Bristol West Ins., 474 F.3d 897 (6th Cir. 2007). “Unlike Chapter 21 at issue in this case, Chapter 20 empowers the Commissioner to investigate insurance companies, Mich. Comp. Laws § 500.2028 , hold hearings, Mich.”
McC v. Comm'r of Off. of Fin. & Ins. Serv., 685 N.W.2d 428 (Mich. Ct. App. 2004). · cites it 2× “[4] MCL 500.2028. Pursuant to MCL *433 500.2029, the commissioner may conduct a hearing when there is probable cause to believe that an insurer is engaged in unfair or deceptive practices: When the commissioner has probable cause to believe that a person engaged in the business…”
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