Michigan Compiled Laws

Mich. Comp. Laws § 500.3030 (2026)

Insurer not to be made or joined as party defendant; reference to insurer or insurance during trial.

✓ current as of July 2026
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THE INSURANCE CODE OF 1956


Act 218 of 1956


500.3030 Insurer not to be made or joined as party defendant; reference to insurer or insurance during trial.

Sec. 3030.

    In the original action brought by the injured person, or his or her personal representative in case death results from the accident, as mentioned in section 3006, the insurer shall not be made or joined as a party defendant, nor, except as otherwise provided by law, shall any reference whatever be made to such insurer or to the question of carrying of such insurance during the course of trial.

History: 1956, Act 218, Eff. Jan. 1, 1957 ;-- Am. 1986, Act 173, Imd. Eff. July 7, 1986

PopularName Notes:

Act 218
Notes of Decisions
Cited in 66 cases (3 in the last 5 years), 1959–2025 · leading case: Plumley v. Klein, 199 N.W.2d 169 (Mich. 1972).
Plumley v. Klein, 199 N.W.2d 169 (Mich. 1972). · cites it 6× “It is an assumption we must employ upon review of every action for wrongful death, for the statute under which such actions may be brought does not condition the imposed liability, of one guilty of having caused death (by "wrongful act, neglect or default"), upon the presence of…”
Allstate Ins. v. Hayes, 499 N.W.2d 743 (Mich. 1993). · cites it 2× “See MCL 500.3030; MSA 24.13030. 5 Hayes’ affidavit of military service was made in conjunction with the default judgment entered against him.”
Felsner v. Mcdonald Rent-a-car, Inc, 434 N.W.2d 178 (Mich. Ct. App. 1988). · cites it 8× “MCL 500.3030; MSA 24.13030. We agree. The reason that an insurer should not be named as a party defendant is that it would apprise the *522 jury that the tortfeasor carries liability insurance.”
Diallo v. Larochelle, 310 Mich. App. 411 (Mich. Ct. App. 2015). · cites it 2× “As a result, State Farm raised an affirmative defense to the complaint, stating that direct actions against insurers are prohibited pursuant to MCL 500.3030. However, instead of asking the trial court to dismiss State Farm from the complaint, making plaintiff open an estate, and…”
Evans & Luptak, PLC v. Lizza, 650 N.W.2d 364 (Mich. Ct. App. 2002). “See MCL 500.3030; MRE 411. Further, the automobile insurance policy contained a cooperation clause that excludes coverage on the basis of noncooperation or collusion.”
Matti Awdish, Inc v. Williams, 323 N.W.2d 666 (Mich. Ct. App. 1982). · cites it 3× “13121 and MCL 500.3030; MSA 24.13030 can be read as consistent with one another is in error.”
Bunda v. Hardwick, 138 N.W.2d 305 (Mich. 1965). · cites it 3× “Whether the jury inferred from this answer that appellant was or was not insured is irrelevant, since whichever inference they drew would mean that the issue of appellant's being insured had been injected into the case in violation of CLS 1961, § 500.3030 (Stat Ann 1957 Rev §…”
Schmalfeldt v. North Pointe Ins., 652 N.W.2d 683 (Mich. Ct. App. 2002). · cites it 3× “Defendant argued that plaintiffs suit had to be dismissed because, under MCL 500.3030, 1 a person cannot directly sue an insurance company.”
In Re Dow Corning Corp., 198 B.R. 214 (Bankr. E.D. Mich. 1996). · cites it 2× “Laws § 500.3030, Mich.Stat.Ann. § 24.13030 [which prevents the injured party from joining the insurer in the underlying tort action], 17 and postponed litigation of the coverage issue.”
Cassidy v. McGovern, 272 N.W.2d 644 (Mich. Ct. App. 1978). · cites it 2× “*329 MCL 500.3030; MSA 24.13030 [2] does not appear to have been repealed by the no-fault act.”
Sec. Ins. v. Daniels, 245 N.W.2d 418 (Mich. Ct. App. 1976). · cites it 2× “Security argues that Daniels is not an "aggrieved party” under GCR 1963, 806.”
Williams v. Grossman, 293 N.W.2d 315 (Mich. 1980). · cites it 2× “MCL 500.3030; MSA 24.13030. [23] MCL 500.”
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