Mich. Comp. Laws » Michigan Compiled Laws / Chapter 500 / Act 218 of 1956
Michigan Compiled Laws

Mich. Comp. Laws § 500.3468 (2026)

Provisions violating code; construction of noncomplying policies and provisions.

✓ current as of July 2026
Find cases: SyfertCases citing this section MI-LEGlegislature.mi.gov JustiaChapter on Justia CornellLII Search CasesGoogle Scholar

THE INSURANCE CODE OF 1956


Act 218 of 1956


500.3468 Provisions violating code; construction of noncomplying policies and provisions.

Sec. 3468.

    (1)  No policy provision which is not subject to sections 3406 through 3454 shall make a policy, or any portion thereof, less favorable in any respect to the insured or the beneficiary than the provisions thereof which are subject to this chapter.

    (2) A policy delivered or issued for delivery to any person in this state in violation of this insurance code shall be held valid but shall be construed as provided in this code. When any provision in a policy subject to this chapter is in conflict with any provision of this chapter, the rights, duties and obligations of the insurer, the insured and the beneficiary shall be governed by the provisions of this chapter.

History: 1956, Act 218, Eff. Jan. 1, 1957

PopularName Notes:

Act 218
Notes of Decisions
Cited in 3 cases, 1985–1990 · leading case: Bill v. Nw. Nat'l Life Ins., 373 N.W.2d 214 (Mich. Ct. App. 1985).
Sort: Relevance Newest Treatment
Bill v. Nw. Nat'l Life Ins., 373 N.W.2d 214 (Mich. Ct. App. 1985). · cites it 2× “MCL 500.3468(2); MSA 24.13468(2) states how a *772 policy issued in violation of the code should be construed: “(2) A policy delivered or issued for delivery to any person in this state in violation of this insurance code shall be held valid but shall be construed as provided in…”
Philip Ruble v. Unum Life Ins. Co. Of Am., 913 F.2d 295 (6th Cir. 1990). “If the Commissioner’s 1968 order was authorized by law, delivery in Michigan of group disability policies in a form not filed with the Insurance Commissioner would not be in violation of the Insurance Code, and such policies would not have to be “construed” (see Mich.Comp.Laws §…”
Pickard v. Transamerica Occidental Life Ins., 663 F. Supp. 126 (E.D. Mich. 1987). “§ 500.3468(2) provides: Construction of noncomplying policies and provisions.”
— Mich. Comp. Laws § 500.3468(2) — 3 cases
Bill v. Nw. Nat'l Life Ins., 373 N.W.2d 214 (Mich. Ct. App. 1985). “MCL 500.3468(2); MSA 24.13468(2) states how a *772 policy issued in violation of the code should be construed: “(2) A policy delivered or issued for delivery to any person in this state in violation of this insurance code shall be held valid but shall be construed as provided in…”
Philip Ruble v. Unum Life Ins. Co. Of Am., 913 F.2d 295 (6th Cir. 1990). “If the Commissioner’s 1968 order was authorized by law, delivery in Michigan of group disability policies in a form not filed with the Insurance Commissioner would not be in violation of the Insurance Code, and such policies would not have to be “construed” (see Mich.Comp.Laws §…”
Pickard v. Transamerica Occidental Life Ins., 663 F. Supp. 126 (E.D. Mich. 1987). “§ 500.3468(2) provides: Construction of noncomplying policies and provisions.”
Annotations are extracted automatically from the opinions in the Syfert caselaw corpus and ranked by authority, recency, and treatment. Dots show Syfertize treatment of the citing case itself.