Minnesota Statutes

Minn. Stat. § 360.92 (2026)

Liability Insurance Required; Misdemeanor

✓ current as of May 2026

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It is a misdemeanor for an owner to operate or permit to be operated an aircraft registered or based within the state of Minnesota without liability insurance protecting passengers and third persons for both personal injury and property damage resulting from the operation of the aircraft; provided, that the limits of coverage for personal injury and property damage protection shall be not less than those limits provided for under section 360.59, subdivision 10, and the specific exclusions or conditions, if any, in the policy shall be limited to those provided for in section 60A.081.

Notes of Decisions

Cited in 2 cases, 1996–2003 · leading case: U.S. Specialty Ins. Co. v. James Courtney Law Off., P.A., 662 N.W.2d 907 (Minn. 2003).

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U.S. Specialty Ins. Co. v. James Courtney Law Off., P.A., 662 N.W.2d 907 (Minn. 2003). · cites it 2× “081 and a corollary statute making the failure to maintain aviation liability insurance protecting passengers a misdemeanor, Minn. Stat. § 360.92 (2002), were aimed at providing coverage for claims made by third parties against the insured.”

RLI Ins. Co. v. Pike, 556 N.W.2d 1 (Minn. Ct. App. 1996). · cites it 2× “Minn.Stat. § 360.92 (emphasis added). Liability insurance exists to protect named insureds from third-party claims.”

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