Minnesota Statutes

Minn. Stat. § 60A.197 (2026)

Rates And Forms

✓ current as of May 2026

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(a) Rates used by eligible and ineligible surplus lines insurers shall not be subject to the insurance laws except that a rate shall not be unfairly discriminatory.

(b) Forms used by eligible and ineligible surplus lines insurers pursuant to sections 60A.195 to 60A.209 shall not be subject to the insurance laws, except that a policy shall not contain language which misrepresents the true nature of the policy or class of policies.

Notes of Decisions

Cited in 1 case (1 in the last 5 years), 2022–2022 · leading case: Longfellow Inv., LLC v. Cincinnati Specialty Underwriters Ins. Co. (D. Minnesota 2022).

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Longfellow Inv., LLC v. Cincinnati Specialty Underwriters Ins. Co. (D. Minnesota 2022). · cites it 2× “”2 Minn. Stat. 60A.197(b), (h). Because CSU is a surplus line insurer, it is not bound by the requirements in § 65A.”

— Minn. Stat. § 60A.197(b) — 1 case

Longfellow Inv., LLC v. Cincinnati Specialty Underwriters Ins. Co. (D. Minnesota 2022). “”2 Minn. Stat. 60A.197(b), (h). Because CSU is a surplus line insurer, it is not bound by the requirements in § 65A.”

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