Minnesota Statutes

Minn. Stat. § 72A.02 (2026)

Violations As To Policies Of Insurance

✓ current as of May 2026

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Every company, and every officer and agent of any company, making, issuing, delivering, or tendering any policy of insurance of any kind, or directing any of the same to be done, in willful violation of any of the provisions of law, for a first offense, shall be guilty of a misdemeanor, and for each subsequent offense, of a gross misdemeanor; and, in addition to all other penalties prescribed by law, every company issuing any such policy shall be disqualified from doing any insurance business in this state until the payment of all fines imposed and for one year thereafter.

Notes of Decisions

Cited in 3 cases (1 in the last 5 years), 1994–2023 · leading case: Palmer v. Illinois Farmers Ins., 666 F.3d 1081 (8th Cir. 2012).

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Palmer v. Illinois Farmers Ins., 666 F.3d 1081 (8th Cir. 2012). “Minn.Stat. § 72A.02. Insurers are required upon written request to provide insureds all pertinent information about their rates.”

Hix v. Minnesota Workers' Comp. Assigned Risk Plan, 520 N.W.2d 497 (Minn. Ct. App. 1994). · cites it 2× “See Minn.Stat. §§ 72A.02 (criminal sanctions, fines, and suspension of authority to do insurance business); 45.”

William Findling v. Grp. Health Plan, Inc., d/b/a Health Partners & Regions Hosp., ... (Minn. 2023). · cites it 20× “” Minn. Stat. § 72A.02 (1984). 19 We also observed, however, that the following year (but before the Morris lawsuit was filed) the Legislature amended chapter 72A to add language stating that “ ‘[n]o individual violation [of the Unfair Claims Practices Act] constitutes an…”

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