Mississippi Code
Miss. Code Ann. § 83-5-33 (2026)
Insurance business practices regulated; unfair methods of competition and deceptive practices prohibited
✓ current as of July 2026
No person shall engage in this state in any trade practice which is defined in Sections 83-5-29 through 83-5-51 as, or determined pursuant to said sections to be, an unfair method of competition or an unfair or deceptive act or practice in the business of insurance.
Codes, 1942, 5649-03; Laws, 1956, ch. 329, § 3.
Notes of Decisions
Cited in 6
cases, 1992–2001 · leading case: Am. Bankers Ins. Co. of Florida v. Alexander, 818 So. 2d 1073 (Miss. 2001).
Am. Bankers Ins. Co. of Florida v. Alexander, 818 So. 2d 1073 (Miss. 2001). “While American Bankers cites numerous Mississippi Code sections detailing the authority of the state insurance commissioner to approve rates, it fails to cite Miss.Code Ann. § 83-5-33 which states: No person shall engage in this state in any trade practice which is defined in §…”
60rican Bankers' Ins. Co. of Florida v. Wells, 819 So. 2d 1196 (Miss. 2001). “§ 83-5-33 expressly prohibits any person from engaging in trade practices that are “unfair or deceptive acts or practices [which] include misrepresentations and false advertisements, written misrepresentations, and false advertisements, and false information and advertising in…”
Phillip Davenport, Jr. v. St. Paul Fire & Marine Ins. Co., 978 F.2d 927 (5th Cir. 1992). “Paul engaged in unfair practice in refusing to provide Davenport with coverage. Section 83-5-33 is not applicable to the facts of the instant case.”
Am. Bankers'ins. Co. of Fl. v. Wells, 819 So. 2d 1196 (Miss. 2001). “We also noted that Miss.Code Ann. § 83-5-33 expressly prohibits any person from engaging in trade practices that are "unfair or deceptive acts or practices [which] include misrepresentations and false advertisements, written misrepresentations, and false advertisements, and…”
Am. Bankers' Ins. Co. of Florida v. Linda M. Wells (Miss. 1999). “We also noted that Miss. Code Ann. § 83-5-33 expressly prohibits any person from engaging in trade practices that are "unfair or deceptive acts or practices [which] include misrepresentations and false advertisements, written misrepresentations, and false advertisements, and…”
Am. Bankers Ins. Co. of Florida v. Belinda Alexander (Miss. 1997). “While American Bankers cites numerous Mississippi Code sections detailing the authority of the state insurance commissioner to approve rates, it fails to cite Miss. Code Ann. § 83-5-33 which states: No person shall engage in this state in any trade practice which is defined in §…”
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