Nevada Revised Statutes

Nev. Rev. Stat. § 104.3118 (2026)

Statute of limitations

✓ current as of July 2026
Find cases: SyfertCases citing this section NRSleg.state.nv.us (official) Justiaon Justia CornellLII Search CasesGoogle Scholar
NRS 104.3118  Statute of limitations.

      1.  Except as otherwise provided in subsection 5, an action to enforce the obligation of a party to pay a note payable at a definite time must be commenced within 6 years after the due date or dates stated in the note or, if a due date is accelerated, within 6 years after the accelerated due date.

      2.  Except as otherwise provided in subsection 4 or 5, if demand for payment is made to the maker of a note payable on demand, an action to enforce the obligation of a party to pay the note must be commenced within 6 years after the demand. If no demand for payment is made to the maker, an action to enforce the note is barred if neither principal nor interest on the note has been paid for a continuous period of 10 years.

      3.  Except as otherwise provided in subsection 4, an action to enforce the obligation of a party to an unaccepted draft to pay the draft must be commenced within 3 years after dishonor of the draft or 10 years after the date of the draft, whichever period expires first.

      4.  An action to enforce the obligation of the acceptor of a certified check or the issuer of a teller’s check, cashier’s check or traveler’s check must be commenced within 3 years after demand for payment is made to the acceptor or issuer, as the case may be.

      5.  An action to enforce the obligation of a party to a certificate of deposit to pay the instrument must be commenced within 6 years after demand for payment is made to the maker, but if the instrument states a due date and the maker is not required to pay before that date, the 6-year period begins when a demand for payment is in effect and the due date has passed.

      6.  An action to enforce the obligation of a party to pay an accepted draft, other than a certified check, must be commenced:

      (a) Within 6 years after the due date or dates stated in the draft or acceptance if the obligation of the acceptor is payable at a definite time; or

      (b) Within 6 years after the date of the acceptance if the obligation of the acceptor is payable on demand.

      7.  Unless governed by other law regarding claims for indemnity or contribution, an action for conversion of an instrument, for money had and received, or like action based on conversion, for breach of warranty, or to enforce an obligation, duty or right arising under this article and not governed by this section must be commenced within 3 years after the cause of action accrues.

      (Added to NRS by 1965, 821; A 1993, 1265)

     

Notes of Decisions
Cited in 8 cases (7 in the last 5 years), 2020–2024 · leading case: Wishengrad v. Carrington Mortg. Servs., 529 P.3d 880 (Nev. 2023).
Wishengrad v. Carrington Mortg. Servs., 529 P.3d 880 (Nev. 2023). · cites it 2× “'iNRS 104.3118(1) states that "an action to enforce the obligation of a party to pay a note payable at a definite time must be commenced within 6 years after the due date or dates stated in the note or, if a due date is accelerated, within 6 years after the accelerated due date.”
SFR Investments Pool 1 LLC v. Nationstar Mortg. LLC (D. Nev. 2022). · cites it 7× “SFR responds that NRS § 104.3118(1) 11 provides a six-year limitation period for breach of the loan.”
U.S. Bank N.A. v. Thunder Props., Inc. (nrap 5), 2022 NV 3 (Nev. 2022). · cites it 4× “The bank next argues that NRS 104.3118(1), setting a six-year term for an action to enforce an obligation to pay a note, is analogous.”
The Bank of New York Mellon v. SFR Investments Pool, 1, LLC (D. Nev. 2022). · cites it 3× “25 Nev. Rev. Stat. § 104.3118 (1); U.S. Bank, N.”
Cantlon Vs. Wells Fargo & Co. (Nrap 5) (Nev. 2020). · cites it 2× “290 (stating that lejxcept as otherwise provided in subsection 5 of NRS 104.3118, to actions brought to recover money or other property deposited with any bank, credit union, banker, trust company or savings and loan society, there is no limitatiod).”
Bank of New York Mellon v. Sfr Inv. Pool, 1, LLC (9th Cir. 2024). · cites it 2× “Specifically, “an action to enforce the obligation of a party to pay a note payable at a definite time must be commenced within 6 years after the due date or dates stated in the note or, if a due date is accelerated, within 6 years after the accelerated due date.”
The Bank of New York Mellon v. Antigua Maint. Corp. (D. Nev. 2021). “East Cactus’s suggestion that it is instead governed by the three-year 17 statute in NRS 104.3118(7) for “an action for conversion of an instrument, for money had and received, or like action based on conversion, for breach of warranty, or to enforce an obligation, 18 duty, or…”
Hanna v. K-Kel, Inc. (D. Nev. 2022). “290 (West) (“Except as otherwise provided in 10 subsection 5 of NRS 104.3118, to actions brought to recover money or other property deposited 11 with any bank, credit union, banker, trust company or savings and loan society, there is no 12 limitation.”
— Nev. Rev. Stat. § 104.3118(1) — 4 cases
Wishengrad v. Carrington Mortg. Servs., 529 P.3d 880 (Nev. 2023). “'iNRS 104.3118(1) states that "an action to enforce the obligation of a party to pay a note payable at a definite time must be commenced within 6 years after the due date or dates stated in the note or, if a due date is accelerated, within 6 years after the accelerated due date.”
SFR Investments Pool 1 LLC v. Nationstar Mortg. LLC (D. Nev. 2022). “SFR responds that NRS § 104.3118(1) 11 provides a six-year limitation period for breach of the loan.”
U.S. Bank N.A. v. Thunder Props., Inc. (nrap 5), 2022 NV 3 (Nev. 2022). “The bank next argues that NRS 104.3118(1), setting a six-year term for an action to enforce an obligation to pay a note, is analogous.”
The Bank of New York Mellon v. SFR Investments Pool, 1, LLC (D. Nev. 2022). “25 Nev. Rev. Stat. § 104.3118 (1); U.S. Bank, N.”
— Nev. Rev. Stat. § 104.3118(7) — 2 cases
Cantlon Vs. Wells Fargo & Co. (Nrap 5) (Nev. 2020). “290 (stating that lejxcept as otherwise provided in subsection 5 of NRS 104.3118, to actions brought to recover money or other property deposited with any bank, credit union, banker, trust company or savings and loan society, there is no limitatiod).”
The Bank of New York Mellon v. Antigua Maint. Corp. (D. Nev. 2021). “East Cactus’s suggestion that it is instead governed by the three-year 17 statute in NRS 104.3118(7) for “an action for conversion of an instrument, for money had and received, or like action based on conversion, for breach of warranty, or to enforce an obligation, 18 duty, or…”
Annotations are extracted automatically from the opinions in the Syfert caselaw corpus and ranked by authority, recency, and treatment. Dots show Syfertize treatment of the citing case itself.