Nevada Revised Statutes
Nev. Rev. Stat. § 104.4205 (2026)
Depository bank holder of unendorsed item
✓ current as of July 2026
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NRS 104.4205 Depository bank holder of unendorsed item. If a customer delivers an item to a depositary
bank for collection:
1. The depositary bank becomes a holder of the item at the time it receives the item for collection if the customer at the time of delivery was a holder of the item, whether or not the customer endorses the item, and, if the bank satisfies the other requirements of NRS 104.3302, it is a holder in due course; and
2. The depositary bank warrants to collecting banks, the payor bank or other payor, and the drawer that the amount of the item was paid to the customer or deposited to the customer’s account.
(Added to NRS by 1965, 844; A 1993, 1303)
Notes of Decisions
Cited in 1
case, 1982–1982 · leading case: Krump Const. Co. v. First Nat. Bank of Nevada, 655 P.2d 524 (Nev. 1982).
Krump Const. Co. v. First Nat. Bank of Nevada, 655 P.2d 524 (Nev. 1982). “NRS 104.4205(1) states: A depositary bank which has taken an item for collection may supply any endorsement of the customer which is necessary to title unless the item contains the words “payee’s endorsement required” or the like.”
— Nev. Rev. Stat. § 104.4205(1) — 1 case
Krump Const. Co. v. First Nat. Bank of Nevada, 655 P.2d 524 (Nev. 1982). “NRS 104.4205(1) states: A depositary bank which has taken an item for collection may supply any endorsement of the customer which is necessary to title unless the item contains the words “payee’s endorsement required” or the like.”
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