Nev. Rev. Stat. » NRS: CHAPTER 687B - CONTRACTS OF INSURANCE

Nev. Rev. Stat. § 687B.310

Cancellations and nonrenewals; scope of application

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NRS 687B.310  Cancellations and nonrenewals; scope of application.

      1.  NRS 687B.310 to 687B.420, inclusive, apply to all binders and all contracts of insurance the general terms of which are required to be approved or are subject to disapproval by the Commissioner, except as otherwise provided by statute or by rule pursuant to subsection 3.

      2.  The contract may provide terms more favorable to policyholders than are required by NRS 687B.310 to 687B.420, inclusive.

      3.  The Commissioner may by rule exempt from NRS 687B.310 to 687B.420, inclusive, classes of insurance contracts where the policyholders do not need protection against arbitrary termination.

      4.  The rights provided by NRS 687B.310 to 687B.420, inclusive, are in addition to and do not prejudice any other rights the policyholder may have at common law or under other statutes.

      5.  NRS 687B.310 to 687B.420, inclusive, do not prevent the rescission or reformation of any life or health insurance contract not otherwise denied by the terms of the contract or by any other statute.

      6.  Any notice to an insured required pursuant to NRS 687B.320 to 687B.350, inclusive, must be personally delivered to the insured or mailed first class or certified to the insured at the address of the insured last known by the insurer. The notice must state the effective date of the cancellation or nonrenewal and be accompanied by a written explanation of the specific reasons for the cancellation or nonrenewal.

      (Added to NRS by 1971, 1724; A 1971, 1949; 1983, 1121; 1987, 985, 1063; 1993, 2399; 2003, 3313)

     

Notes of Decisions
Cited in 4 cases (1 in the last 5 years), 2001–2024 · leading case: Reinkemeyer v. Safeco Insurance Co. of America
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Reinkemeyer v. Safeco Insurance Co. of America (2001) nev · cites it 9× “The Reinkemeyers sued Safeco claiming that Safeco violated various provisions of NRS 687B.310 through NRS 687B.420, which govern the cancellation and nonrenewal of certain types of insurance policies.”
O.P.H. OF LAS VEGAS, INC. VS. OREGON MUT. INS. CO. (2017) nev · cites it 10× “360 reads in full as follows: If a notice of cancellation or nonrenewal under NRS 687B.310 to 687B.420, inclusive, does not state with reasonable precision the facts on which the insurer's decision is based, the insurer shall supply that information within 6 days after receipt…”
O.P.H. OF LAS VEGAS, INC. VS. OREGON MUT. INS. CO. (2017) nev · cites it 5× “360 reads in full as follows: If a notice of cancellation or nonrenewal under NRS 687B.310 to 687B.420, inclusive, does not state with reasonable precision the facts on which the insurer's decision is based, the insurer shall supply that information within 6 days after…”
Peterson v. United Financial Casualty Company (2024) nvd · cites it 2× “” NRS § 687B.310(6). The explanation must state “with reasonable precision the 6 facts on which the insurer’s decision is based.”
— Nev. Rev. Stat. § 687B.310(1) — 1 case
Reinkemeyer v. Safeco Insurance Co. of America (2001) nev “The Reinkemeyers sued Safeco claiming that Safeco violated various provisions of NRS 687B.310 through NRS 687B.420, which govern the cancellation and nonrenewal of certain types of insurance policies.”
— Nev. Rev. Stat. § 687B.310(4) — 2 cases
O.P.H. OF LAS VEGAS, INC. VS. OREGON MUT. INS. CO. (2017) nev “360 reads in full as follows: If a notice of cancellation or nonrenewal under NRS 687B.310 to 687B.420, inclusive, does not state with reasonable precision the facts on which the insurer's decision is based, the insurer shall supply that information within 6 days after receipt…”
O.P.H. OF LAS VEGAS, INC. VS. OREGON MUT. INS. CO. (2017) nev “360 reads in full as follows: If a notice of cancellation or nonrenewal under NRS 687B.310 to 687B.420, inclusive, does not state with reasonable precision the facts on which the insurer's decision is based, the insurer shall supply that information within 6 days after…”
— Nev. Rev. Stat. § 687B.310(6) — 3 cases
O.P.H. OF LAS VEGAS, INC. VS. OREGON MUT. INS. CO. (2017) nev “360 reads in full as follows: If a notice of cancellation or nonrenewal under NRS 687B.310 to 687B.420, inclusive, does not state with reasonable precision the facts on which the insurer's decision is based, the insurer shall supply that information within 6 days after receipt…”
O.P.H. OF LAS VEGAS, INC. VS. OREGON MUT. INS. CO. (2017) nev “360 reads in full as follows: If a notice of cancellation or nonrenewal under NRS 687B.310 to 687B.420, inclusive, does not state with reasonable precision the facts on which the insurer's decision is based, the insurer shall supply that information within 6 days after…”
Peterson v. United Financial Casualty Company (2024) nvd “” NRS § 687B.310(6). The explanation must state “with reasonable precision the 6 facts on which the insurer’s decision is based.”
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