NC General Statutes

N.C. Gen. Stat. § 20-313 (2026)

Operation of motor vehicle without financial responsibility a misdemeanor

✓ current as of July 2026
Find cases: SyfertCases citing this section NCLEGncleg.gov (official) JustiaChapter 20 CornellLII Search CasesGoogle Scholar

(a) On or after July 1, 1963, any owner of a motor vehicle registered or required to be registered in this State who shall operate or permit such motor vehicle to be operated in this State without having in full force and effect the financial responsibility required by this Article shall be guilty of a Class 3 misdemeanor.

(b) Evidence that the owner of a motor vehicle registered or required to be registered in this State has operated or permitted such motor vehicle to be operated in this State, coupled with proof of records of the Division of Motor Vehicles indicating that the owner did not have financial responsibility applicable to the operation of the motor vehicle in the manner certified by him for purposes of G.S. 20-309, shall be prima facie evidence that such owner did at the time and place alleged operate or permit such motor vehicle to be operated without having in full force and effect the financial responsibility required by the provisions of this Article. (1957, c. 1393, s. 5; 1959, c. 1277, s. 3; 1963, c. 964, s. 5; 1975, c. 716, s. 5; 1993, c. 539, s. 388; 1994, Ex. Sess., c. 24, s. 14(c); 2013-360, s. 18B.14(l).)

 

Notes of Decisions
Cited in 6 cases (1 in the last 5 years), 1963–2026 · leading case: State v. Veazey, 662 S.E.2d 683 (N.C. Ct. App. 2008).
State v. Veazey, 662 S.E.2d 683 (N.C. Ct. App. 2008). · cites it 4× “§ 20-57(c) (2007) (vehicle owner must carry a signed registration card in the vehicle); N.C. Gen. Stat. § 20-313 (a) (2007) (vehicle owner must maintain an insurance policy).”
State v. Sullivan, 687 S.E.2d 504 (N.C. Ct. App. 2009). · cites it 8× “ld Sullivan 1 (“defendant”) appeals a judgment entered upon a jury verdict finding him guilty of operating a motor vehicle on a street or highway without the vehicle being registered with the North Carolina Department of Motor Vehicles (“NCDMV”) and operating a motor vehicle on…”
State v. Harrell, 386 S.E.2d 103 (N.C. Ct. App. 1989). · cites it 9× “§ 20-111(2), and having no financial responsibility in violation of N.C.G.S. § 20-313. For the offense of driving while impaired, the trial court sentenced the defendant to imprisonment of one year, and for the offenses of displaying an expired license plate and having no…”
Levinson v. Travelers Indem. Co., 129 S.E.2d 297 (N.C. 1963). “Defendant continued to afford protection in the operation of two motor vehicles — the Ford and the Oldsmobile which was substituted for the Buick. By policy provision Rutherford was protected if he acquired another vehicle to replace -one of the vehicles named in the policy.”
State v. Green, 147 S.E.2d 377 (N.C. 1966). “35, is within the statutory limits prescribed by G.S. 20-313(a), and is affirmed. Defendant has no assignment of error in respect to this case.”
State v. White (N.C. Ct. App. 2026). “§ 20-313(a) (vehicle owner must maintain insurance policy).”
— N.C. Gen. Stat. § 20-313(a) — 2 cases
State v. Green, 147 S.E.2d 377 (N.C. 1966). “35, is within the statutory limits prescribed by G.S. 20-313(a), and is affirmed. Defendant has no assignment of error in respect to this case.”
State v. White (N.C. Ct. App. 2026). “§ 20-313(a) (vehicle owner must maintain insurance policy).”
Annotations are extracted automatically from the opinions in the Syfert caselaw corpus and ranked by authority, recency, and treatment. Dots show Syfertize treatment of the citing case itself.