NC General Statutes

N.C. Gen. Stat. § 45-83 (2026)

Future advances statute shall not apply

✓ current as of July 2026

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The provisions of Article 7 of this Chapter shall not apply to an equity line of credit or the equity line security instrument securing it, if the equity line security instrument shows on its face that it secures an equity line of credit governed by the provisions of this Article. (1985, c. 207, s. 2; 2011-312, s. 26.)

Notes of Decisions

Cited in 1 case, 2008–2008 · leading case: Den-Mark Constr., Inc. v. Wachovia Bank Nat'l Ass'n (In Re Den-Mark Constr., Inc.), 398 B.R. 842 (Bankr. E.D.N.C. 2008).

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Den-Mark Constr., Inc. v. Wachovia Bank Nat'l Ass'n (In Re Den-Mark Constr., Inc.), 398 B.R. 842 (Bankr. E.D.N.C. 2008). · cites it 3× “N.C.G.S. § 45-83 specifically provides that the future advance statutes set forth in Article 7 of the Mortgage and Deeds of Trust Article of the North Carolina General Statutes do not apply to an equity line of credit or the instrument securing it, if the instrument shows on its…”

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