Oklahoma Statutes

Okla. Stat. tit. 31, § 1 (2026)

Property exempt from attachment, execution or other forced

✓ current as of July 2026
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sale - Bankruptcy proceedings. A. Except as otherwise provided in this title and notwithstanding subsection B of this section, the following property shall be reserved to every person residing in the state, exempt from attachment or execution and every other species of forced sale for the payment of debts, except as herein provided: 1. The home of such person, provided that such home is the principal residence of such person; 2. A manufactured home, provided that such manufactured home is the principal residence of such person; 3. All household and kitchen furniture held primarily for the personal, family, educational or household use of such person or a dependent of such person, including a personal computer and related equipment; 4. Any lot or lots in a cemetery held for the purpose of sepulcher; 5. Implements of husbandry necessary to farm the homestead and tools, apparatus and books used in any trade or profession of such person or a dependent of such person, not to exceed Ten Thousand Dollars ($10,000.00) in aggregate value; 6. All books, portraits and pictures that are held primarily for the personal, family or household use of such person or a dependent of such person; 7. The person's interest, not to exceed Four Thousand Dollars ($4,000.00) in aggregate value, in wearing apparel that is held primarily for the personal, family or household use of such person or a dependent of such person; 8. The person's interest, not to exceed Three Thousand Dollars ($3,000.00) in aggregate value, in wedding and anniversary rings; 9. All professionally prescribed health aids for such person or a dependent of such person; 10. Five milk cows and their calves under six (6) months old, that are held primarily for the personal, family or household use of such person or a dependent of such person; 11. One hundred chickens, that are held primarily for the personal, family or household use of such person or a dependent of such person; 12. Two horses and two bridles and two saddles, that are held primarily for the personal, family or household use of such person or a dependent of such person; 13. Such person's interest, not to exceed Seven Thousand Five Hundred Dollars ($7,500.00) in value, in one motor vehicle; 14. Guns, not to exceed Two Thousand Dollars ($2,000.00) in aggregate value, that are held primarily for the personal, family or household use of such person or a dependent of such person, provided that nothing in this subsection shall be construed to allow a person to exempt guns which are used mainly as an investment or nonpersonal, family or household use; 15. Ten hogs, that are held primarily for the personal, family or household use of such person or a dependent of such person; 16. Twenty head of sheep, that are held primarily for the personal, family or household use of such person or a dependent of such person; 17. All provisions and forage on hand, or growing for home consumption, and for the use of exempt stock for one (1) year; 18. Seventy-five percent (75%) of all current wages or earnings for personal or professional services earned during the last ninety (90) days, except as provided in Title 12 of the Oklahoma Statutes in garnishment proceedings for collection of child support; 19. Such person's right to receive alimony, support, separate maintenance or child support payments to the extent reasonably necessary for the support of such person and any dependent of such person; 20. Subject to the Uniform Fraudulent Transfer Act, Section 112 et seq. of Title 24 of the Oklahoma Statutes, any interest in a retirement plan or arrangement qualified for tax exemption or deferment purposes under present or future Acts of Congress including any distributions from said plan or arrangement; provided, any transfer or rollover contribution between retirement plans or arrangements which avoids current federal income taxation shall not

be deemed a transfer which is fraudulent as to a creditor under the Uniform Fraudulent Transfer Act. "Retirement plan or arrangement qualified for tax exemption purposes" shall include without limitation, trusts, custodial accounts, insurance, annuity contracts and other properties and rights constituting a part thereof. By way of example and not by limitation, retirement plans or arrangements qualified for tax exemption or deferment purposes permitted under present Acts of Congress include defined contribution plans and defined benefit plans as defined under the Internal Revenue Code ("IRC"), individual retirement accounts, individual retirement annuities, simplified employee pension plans, Keogh plans, IRC Section 403(a) annuity plans, IRC Section 403(b) annuities, Roth individual retirement accounts created pursuant to IRC Section 408A, educational individual retirement accounts created pursuant to IRC Section 530 and eligible state deferred compensation plans governed under IRC Section 457. This provision shall be in addition to and not a limitation of any other provision of the Oklahoma Statutes which grants an exemption from attachment or execution and every other species of forced sale for the payment of debts. This provision shall be effective for retirement plans and arrangements in existence on, or created after April 16, 1987; 21. Such person's interest in a claim for personal bodily injury, death or workers' compensation claim, for a net amount not in excess of Fifty Thousand Dollars ($50,000.00), but not including any claim for exemplary or punitive damages; 22. Funds in an individual development account established pursuant to the provisions of Section 251 et seq. of Title 56 of the Oklahoma Statutes; 23. Any amount received pursuant to the federal earned income tax credit; and 24. Any interest in an Oklahoma College Savings Plan account established pursuant to the provisions of Section 3970.1 et seq. of Title 70 of the Oklahoma Statutes. B. No natural person residing in this state may exempt from the property of the estate in any bankruptcy proceeding the property specified in subsection (d) of Section 522 of the Bankruptcy Reform Act of 1978, Public Law 95-598, 11 U.S.C.A. 101 et seq., except as may otherwise be expressly permitted under this title or other statutes of this state. R.L.1910, § 3342. Amended by Laws 1915, c. 188, § 1; Laws 1937, p. 8, § 1, emerg. eff. April 10, 1937; Laws 1957, p. 214, § 1, emerg. eff. June 5, 1957; Laws 1977, c. 238, § 1, eff. Oct. 7, 1977; Laws 1978, c. 190, § 6, eff. Oct 1, 1978; Laws 1980, c. 342, § 1, emerg. eff. June 25, 1980; Laws 1981, c. 118, § 2, eff. Oct. 1, 1981; Laws 1984, c. 78, § 1, emerg. eff. April 3, 1984; Laws 1987, c. 24, § 1, emerg. eff. April 16, 1987; Laws 1998, c. 429, § 11, eff. Nov. 1, 1998; Laws 1999, c. 390, § 1, emerg. eff. June 8, 1999; Laws 2003,

c. 152, § 1, emerg. eff. April 28, 2003; Laws 2005, c. 181, § 1; Laws 2024, c. 70, § 1, eff. Nov. 1, 2024. NOTE: Laws 1998, c. 385, § 12 repealed by Laws 1999, c. 390, § 17, emerg. eff. June 8, 1999.

Notes of Decisions
Cited in 142 cases (8 in the last 5 years), 1955–2025 · leading case: In Re Anderson, 932 P.2d 1110 (Okla. 1996).
In Re Anderson, 932 P.2d 1110 (Okla. 1996). · cites it 21× “KAUGER, Vice Chief Justice: A single issue is presented by the question certified: whether 31 O.S.1991 § 1(A)(21) 1 permits an Oklahoma debtor to exempt up to $50,000 for each interest in a separate and distinct claim for personal injury, death or workers’ compensation.”
In Re: Adams, 2020 OK 80 (Okla. 2020). · cites it 34× “See 31 O.S.2011, § 1(A). ¶ 11 We must then examine Oklahoma's exemption statute to decide whether the Deferred Bonus structured to meet the requirements for tax deferred treatment provided by Internal Revenue Code (I.”
In Re Ridgway, 108 B.R. 294 (Bankr. N.D. Okla 1989). · cites it 27× “Debtor has claimed her interest in each of these as exempt property under 31 O.S. § 1(A)(20) and Trustee has objected to the claimed exemptions on several grounds.”
In Re Wiford, 105 B.R. 992 (Bankr. N.D. Okla 1989). · cites it 29× “*995 1983 Ford 350 31 O.S. § 1 A 12 his $1,500.00 1983 Ford 350 31 O.”
In Re Siegmann, 757 P.2d 820 (Okla. 1988). · cites it 16× “" as used in Okla. Stat. Ann. tit. 31, § 1 .A.6. (West Supp.”
Burrows v. Burrows, 886 P.2d 984 (Okla. 1994). · cites it 6× “See, 31 O.S.Supp. 1957 § 1. In 1980, the statute was again amended to provide: "A.”
Hunsucker v. Fallin, 2017 OK 100 (Okla. 2017). · cites it 2× “7(B) (listing all the offenses that qualify as first degree, "felony" murder); 31 O.S.2011 § 1 (listing all property exempt from attachment and forced sale); 51 O.”
Lindsey v. Kingfisher Bank & Trust Co., 832 P.2d 1 (Okla. 1992). · cites it 9× “Although prior to the 1980 amendment of 31 O.S. § 1, subsection (1) 3 provided: “The homestead of the family shall consist of the home of the family whether the title to the same be lodged in or owned by the husband or wife.”
Broadway Clinic v. Liberty Mut. Ins. Co., 2006 OK 29 (Okla. 2006). · cites it 2× “" 31 O.S.2001, § 1(21). ¶ 16 As a final and additional point, I submit the physician's lien at issue here is invalid because it was not perfected as required by statute.”
In Re Thompson, 263 B.R. 134 (Bankr. W.D. Okla. 2001). · cites it 6× “Debtors seek to avoid Bank’s security interest in two vehicles, a 1992 Chevrolet 3500 Pickup (“1992 Pickup”) and a 1981 Chevrolet Fleetside Pickup (“1981 Fleet-side”) (collectively “vehicles”). Debtors contend that the subject security interest is a nonpossessory,…”
In Re Hall, 169 B.R. 732 (Bankr. N.D. Okla 1994). · cites it 12× “These include pre-eminently the Oklahoma exemptions found at 31 O.S. § 1(A). As a result, a lien may be avoided under Federal law, i.”
In Re Cass, 104 B.R. 382 (Bankr. N.D. Okla 1989). · cites it 8× “Debtors exempted without objection some 160 acres of land as their rural homestead under 31 O.S.1981 §§ 1(A)(1), 2. Under Oklahoma law, land outside any city, town or village may be exempt as homestead up to a maximum of 160 acres; but such land is exempt, even if less than 160…”
— Okla. Stat. tit. 31, § 1(1) — 1 case
Williams v. Williams (In Re Williams), 38 B.R. 224 (Bankr. N.D. Okla 1984).
— Okla. Stat. tit. 31, § 1(13) — 1 case
In Re Kusler, 224 B.R. 180 (Bankr. N.D. Okla 1998).
— Okla. Stat. tit. 31, § 1(20) — 2 cases
In Re Ree, 114 B.R. 286 (Bankr. N.D. Okla 1990).
— Okla. Stat. tit. 31, § 1(21) — 1 case
Broadway Clinic v. Liberty Mut. Ins. Co., 2006 OK 29 (Okla. 2006). “" 31 O.S.2001, § 1(21). ¶ 16 As a final and additional point, I submit the physician's lien at issue here is invalid because it was not perfected as required by statute.”
— Okla. Stat. tit. 31, § 1(5) — 1 case
Stephens v. Mike's Transp., 2023 OK CIV APP 26 (Okla. Civ. App. 2023).
— Okla. Stat. tit. 31, § 1(A) — 13 cases
In Re Hall, 169 B.R. 732 (Bankr. N.D. Okla 1994). “These include pre-eminently the Oklahoma exemptions found at 31 O.S. § 1(A). As a result, a lien may be avoided under Federal law, i.”
In Re: Adams, 2020 OK 80 (Okla. 2020). “See 31 O.S.2011, § 1(A). ¶ 11 We must then examine Oklahoma's exemption statute to decide whether the Deferred Bonus structured to meet the requirements for tax deferred treatment provided by Internal Revenue Code (I.”
Lindsey v. Kingfisher Bank & Trust Co., 832 P.2d 1 (Okla. 1992). “Although prior to the 1980 amendment of 31 O.S. § 1, subsection (1) 3 provided: “The homestead of the family shall consist of the home of the family whether the title to the same be lodged in or owned by the husband or wife.”
— Okla. Stat. tit. 31, § 1(A)(1) — 15 cases
In Re Siegmann, 757 P.2d 820 (Okla. 1988). “" as used in Okla. Stat. Ann. tit. 31, § 1 .A.6. (West Supp.”
In Re Spoor-Weston, Inc., 139 B.R. 1009 (Bankr. N.D. Okla 1992).
Jarboe v. Treiber (In Re Treiber), 92 B.R. 930 (Bankr. N.D. Okla 1988).
In Re Cass, 104 B.R. 382 (Bankr. N.D. Okla 1989). “Debtors exempted without objection some 160 acres of land as their rural homestead under 31 O.S.1981 §§ 1(A)(1), 2. Under Oklahoma law, land outside any city, town or village may be exempt as homestead up to a maximum of 160 acres; but such land is exempt, even if less than 160…”
In Re Ozey, 171 B.R. 116 (Bankr. N.D. Okla 1994).
— Okla. Stat. tit. 31, § 1(A)(10) — 1 case
In Re Luckinbill, 163 B.R. 856 (W.D. Okla. 1994).
— Okla. Stat. tit. 31, § 1(A)(11) — 1 case
In Re Cass, 104 B.R. 382 (Bankr. N.D. Okla 1989). “Debtors exempted without objection some 160 acres of land as their rural homestead under 31 O.S.1981 §§ 1(A)(1), 2. Under Oklahoma law, land outside any city, town or village may be exempt as homestead up to a maximum of 160 acres; but such land is exempt, even if less than 160…”
— Okla. Stat. tit. 31, § 1(A)(12) — 2 cases
In Re Cass, 104 B.R. 382 (Bankr. N.D. Okla 1989). “Debtors exempted without objection some 160 acres of land as their rural homestead under 31 O.S.1981 §§ 1(A)(1), 2. Under Oklahoma law, land outside any city, town or village may be exempt as homestead up to a maximum of 160 acres; but such land is exempt, even if less than 160…”
In Re Luckinbill, 163 B.R. 856 (W.D. Okla. 1994).
— Okla. Stat. tit. 31, § 1(A)(13) — 3 cases
State v. 1983 Toyota Corolla, 879 P.2d 830 (Okla. Civ. App. 1994).
In Re Carter, 343 B.R. 270 (Bankr. W.D. Okla. 2006).
Bobby Lee Smith (Bankr. W.D. Okla. 2022).
— Okla. Stat. tit. 31, § 1(A)(14) — 2 cases
In Re Wiford, 105 B.R. 992 (Bankr. N.D. Okla 1989). “*995 1983 Ford 350 31 O.S. § 1 A 12 his $1,500.00 1983 Ford 350 31 O.”
In Re Brown, 189 B.R. 653 (Bankr. M.D. La. 1996).
— Okla. Stat. tit. 31, § 1(A)(15) — 1 case
In Re Luckinbill, 163 B.R. 856 (W.D. Okla. 1994).
— Okla. Stat. tit. 31, § 1(A)(16) — 3 cases
In Re Cass, 104 B.R. 382 (Bankr. N.D. Okla 1989). “Debtors exempted without objection some 160 acres of land as their rural homestead under 31 O.S.1981 §§ 1(A)(1), 2. Under Oklahoma law, land outside any city, town or village may be exempt as homestead up to a maximum of 160 acres; but such land is exempt, even if less than 160…”
In Re Wiford, 105 B.R. 992 (Bankr. N.D. Okla 1989). “*995 1983 Ford 350 31 O.S. § 1 A 12 his $1,500.00 1983 Ford 350 31 O.”
In re Wiford, 105 B.R. 992 (Bankr. N.D. Okla 1989).
— Okla. Stat. tit. 31, § 1(A)(17) — 1 case
In Re Linn, 52 B.R. 63 (Bankr. W.D. Okla. 1985).
— Okla. Stat. tit. 31, § 1(A)(18) — 3 cases
In re Gee, 124 B.R. 581 (Bankr. N.D. Okla 1991).
In Re Miles, 153 B.R. 72 (Bankr. N.D. Okla 1993).
Saber Acceptance Co. L.L.C. v. Curran, 2015 OK CIV APP 8 (Okla. Civ. App. 2014).
— Okla. Stat. tit. 31, § 1(A)(19) — 1 case
Peoples State Bank & Trust Co. v. Brooks, 750 P.2d 479 (Okla. 1988).
— Okla. Stat. tit. 31, § 1(A)(2) — 2 cases
In Re Cass, 104 B.R. 382 (Bankr. N.D. Okla 1989). “Debtors exempted without objection some 160 acres of land as their rural homestead under 31 O.S.1981 §§ 1(A)(1), 2. Under Oklahoma law, land outside any city, town or village may be exempt as homestead up to a maximum of 160 acres; but such land is exempt, even if less than 160…”
In Re Pebsworth, 121 B.R. 600 (Bankr. N.D. Okla 1990).
— Okla. Stat. tit. 31, § 1(A)(20) — 15 cases
In Re Ridgway, 108 B.R. 294 (Bankr. N.D. Okla 1989). “Debtor has claimed her interest in each of these as exempt property under 31 O.S. § 1(A)(20) and Trustee has objected to the claimed exemptions on several grounds.”
In Re: Adams, 2020 OK 80 (Okla. 2020). “See 31 O.S.2011, § 1(A). ¶ 11 We must then examine Oklahoma's exemption statute to decide whether the Deferred Bonus structured to meet the requirements for tax deferred treatment provided by Internal Revenue Code (I.”
In Re Walker, 108 B.R. 769 (Bankr. N.D. Okla 1989).
In Re Ree, 114 B.R. 286 (Bankr. N.D. Okla 1990).
In Re Burns, 108 B.R. 308 (Bankr. W.D. Okla. 1989).
— Okla. Stat. tit. 31, § 1(A)(21) — 13 cases
In Re Anderson, 932 P.2d 1110 (Okla. 1996). “KAUGER, Vice Chief Justice: A single issue is presented by the question certified: whether 31 O.S.1991 § 1(A)(21) 1 permits an Oklahoma debtor to exempt up to $50,000 for each interest in a separate and distinct claim for personal injury, death or workers’ compensation.”
Coble v. Bowers, 809 P.2d 69 (Okla. Civ. App. 1990).
Young v. Rimer, 1998 OK CIV APP 49 (Okla. Civ. App. 1997).
St. John Med. Ctr., Inc. v. Innis (In Re Innis), 181 B.R. 548 (Bankr. N.D. Okla 1995).
Strong v. Laubach, 2004 OK 21 (Okla. 2004).
— Okla. Stat. tit. 31, § 1(A)(23) — 1 case
In Re: Adams, 2020 OK 80 (Okla. 2020). “See 31 O.S.2011, § 1(A). ¶ 11 We must then examine Oklahoma's exemption statute to decide whether the Deferred Bonus structured to meet the requirements for tax deferred treatment provided by Internal Revenue Code (I.”
— Okla. Stat. tit. 31, § 1(A)(24) — 1 case
In Re: Adams, 2020 OK 80 (Okla. 2020). “See 31 O.S.2011, § 1(A). ¶ 11 We must then examine Oklahoma's exemption statute to decide whether the Deferred Bonus structured to meet the requirements for tax deferred treatment provided by Internal Revenue Code (I.”
— Okla. Stat. tit. 31, § 1(A)(3) — 6 cases
In Re Hall, 169 B.R. 732 (Bankr. N.D. Okla 1994). “These include pre-eminently the Oklahoma exemptions found at 31 O.S. § 1(A). As a result, a lien may be avoided under Federal law, i.”
In Re McKaskle, 117 B.R. 671 (Bankr. N.D. Okla 1990).
In Re Liston, 206 B.R. 235 (Bankr. W.D. Okla. 1997).
In Re Johnson, 101 B.R. 280 (Bankr. W.D. Okla. 1989).
In Re Miller, 101 B.R. 713 (Bankr. E.D. Okla. 1989).
— Okla. Stat. tit. 31, § 1(A)(5) — 6 cases
In Re Wiford, 105 B.R. 992 (Bankr. N.D. Okla 1989). “*995 1983 Ford 350 31 O.S. § 1 A 12 his $1,500.00 1983 Ford 350 31 O.”
Lindsey v. Kingfisher Bank & Trust Co., 832 P.2d 1 (Okla. 1992). “Although prior to the 1980 amendment of 31 O.S. § 1, subsection (1) 3 provided: “The homestead of the family shall consist of the home of the family whether the title to the same be lodged in or owned by the husband or wife.”
In Re Spoor-Weston, Inc., 139 B.R. 1009 (Bankr. N.D. Okla 1992).
In Re Duncan, 107 B.R. 754 (Bankr. W.D. Okla. 1988).
In Re Cass, 104 B.R. 382 (Bankr. N.D. Okla 1989). “Debtors exempted without objection some 160 acres of land as their rural homestead under 31 O.S.1981 §§ 1(A)(1), 2. Under Oklahoma law, land outside any city, town or village may be exempt as homestead up to a maximum of 160 acres; but such land is exempt, even if less than 160…”
— Okla. Stat. tit. 31, § 1(A)(6) — 10 cases
In Re Siegmann, 757 P.2d 820 (Okla. 1988). “" as used in Okla. Stat. Ann. tit. 31, § 1 .A.6. (West Supp.”
In Re Wiford, 105 B.R. 992 (Bankr. N.D. Okla 1989). “*995 1983 Ford 350 31 O.S. § 1 A 12 his $1,500.00 1983 Ford 350 31 O.”
Lindsey v. Kingfisher Bank & Trust Co., 832 P.2d 1 (Okla. 1992). “Although prior to the 1980 amendment of 31 O.S. § 1, subsection (1) 3 provided: “The homestead of the family shall consist of the home of the family whether the title to the same be lodged in or owned by the husband or wife.”
In Re Shumaker, 124 B.R. 820 (Bankr. D. Mont. 1991).
In Re Johnson, 113 B.R. 44 (W.D. Okla. 1989).
— Okla. Stat. tit. 31, § 1(A)(8) — 2 cases
In Re Anderson, 932 P.2d 1110 (Okla. 1996). “KAUGER, Vice Chief Justice: A single issue is presented by the question certified: whether 31 O.S.1991 § 1(A)(21) 1 permits an Oklahoma debtor to exempt up to $50,000 for each interest in a separate and distinct claim for personal injury, death or workers’ compensation.”
In Re Miller, 101 B.R. 713 (Bankr. E.D. Okla. 1989).
— Okla. Stat. tit. 31, § 1(A)(9) — 2 cases
In Re Johnson, 101 B.R. 280 (Bankr. W.D. Okla. 1989).
In Re Liston, 206 B.R. 235 (Bankr. W.D. Okla. 1997).
— Okla. Stat. tit. 31, § 1(B) — 16 cases
In Re: Adams, 2020 OK 80 (Okla. 2020). “See 31 O.S.2011, § 1(A). ¶ 11 We must then examine Oklahoma's exemption statute to decide whether the Deferred Bonus structured to meet the requirements for tax deferred treatment provided by Internal Revenue Code (I.”
In Re Spoor-Weston, Inc., 139 B.R. 1009 (Bankr. N.D. Okla 1992).
In Re Anderson, 932 P.2d 1110 (Okla. 1996). “KAUGER, Vice Chief Justice: A single issue is presented by the question certified: whether 31 O.S.1991 § 1(A)(21) 1 permits an Oklahoma debtor to exempt up to $50,000 for each interest in a separate and distinct claim for personal injury, death or workers’ compensation.”
In Re McKaskle, 117 B.R. 671 (Bankr. N.D. Okla 1990).
— Okla. Stat. tit. 31, § 1(C) — 6 cases
In Re Siegmann, 757 P.2d 820 (Okla. 1988). “" as used in Okla. Stat. Ann. tit. 31, § 1 .A.6. (West Supp.”
In Re Wiford, 105 B.R. 992 (Bankr. N.D. Okla 1989). “*995 1983 Ford 350 31 O.S. § 1 A 12 his $1,500.00 1983 Ford 350 31 O.”
In Re Anderson, 932 P.2d 1110 (Okla. 1996). “KAUGER, Vice Chief Justice: A single issue is presented by the question certified: whether 31 O.S.1991 § 1(A)(21) 1 permits an Oklahoma debtor to exempt up to $50,000 for each interest in a separate and distinct claim for personal injury, death or workers’ compensation.”
In Re Duncan, 107 B.R. 754 (Bankr. W.D. Okla. 1988).
In Re MacKey, 209 B.R. 251 (Bankr. E.D. Okla. 1997).
Annotations are extracted automatically from the opinions in the Syfert caselaw corpus and ranked by authority, recency, and treatment. Dots show Syfertize treatment of the citing case itself.