Or. Rev. Stat. » Oregon Revised Statutes
Oregon Revised Statutes

Or. Rev. Stat. § 742.464 (2026)

Excess coverage permitted; combining policies to meet requirements

✓ current as of May 2026
Find cases: SyfertCases citing this section ORSoregonlegislature.gov JustiaChapter on Justia CornellLII Search CasesGoogle Scholar

      742.464 Excess coverage permitted; combining policies to meet requirements. Any policy which grants the coverage required for a motor vehicle liability insurance policy under ORS 742.450, 806.080 and 806.270 may also grant any lawful coverage in excess of or in addition to the required coverage, and such excess or additional coverage shall not be subject to the provisions of ORS 742.031, 742.400 and 742.450 to 742.464. With respect to a policy which grants such excess or additional coverage only that part of the coverage which is required by ORS 806.080 and 806.270 is subject to the requirements of those sections. [Formerly 486.566 and then 743.785]

Notes of Decisions
Cited in 6 cases (1 in the last 5 years), 1990–2023 · leading case: Farmers Ins. Co. of Oregon v. Mowry, 261 P.3d 1 (Or. 2011).
Sort: Relevance Newest Treatment
Farmers Ins. Co. of Oregon v. Mowry, 261 P.3d 1 (Or. 2011). · cites it 22× “" ORS 742.464 provides: "Any policy which grants the coverage required for a motor vehicle liability insurance policy under ORS 742.”
Collins v. Farmers Ins., 822 P.2d 1146 (Or. 1991). · cites it 58× “080)? Or is the exclusion to be disregarded totally? ORS 742.464 answers the question. It contains two sentences and three clauses: "Any policy which grants the coverage required for a motor vehicle liability insurance policy under ORS 742.”
United Servs. Auto. Assn. v. Reilly, 858 P.2d 457 (Or. Ct. App. 1993). · cites it 2× “, 312 Or 337, 342-43 , 822 P2d 1146 (1991); ORS 742.464. 9 Because the “business use” exclusion only limits coverage that is in excess of that required by FRL 10 and is not otherwise prohibited by law, it is valid and enforceable.”
Collins v. Farmers Ins., 791 P.2d 498 (Or. Ct. App. 1990). · cites it 6× “Defendant relies on ORS 742.464: “Any policy which grants the coverage required for a motor vehicle liability insurance policy under ORS 742.”
Anderson v. Farmers Ins., 71 P.3d 144 (Or. Ct. App. 2003). · cites it 4× “The court agreed with the insurer that ORS 742.464 permits such a result. The statute provides: “Any policy which grants the coverage required for a motor vehicle liability insurance policy under ORS 742.”
Mid-Century Ins. Co. v. West (D. Or. 2023). “Because the exclusion was lawful under ORS 742.464 but the FRL imported a minimum coverage of $25,000 into the policy, the exclusion remained effective, but only as to the excess coverage granted by the policy.”
Annotations are extracted automatically from the opinions in the Syfert caselaw corpus and ranked by authority, recency, and treatment. Dots show Syfertize treatment of the citing case itself.