Pennsylvania Consolidated Statutes

75 Pa. Cons. Stat. § 1774 (2026)

  Payments sufficient to satisfy judgments.

✓ current as of May 2026
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§ 1774.  Payments sufficient to satisfy judgments.

(a)  General rule.--For the purpose of this chapter only, judgments shall be deemed satisfied upon the occurrence of one of the following:

(1)  When $15,000 has been credited upon any judgment or judgments rendered in excess of that amount because of injury to one person as the result of any one accident.

(2)  When $30,000 has been credited upon any judgment or judgments rendered in excess of that amount because of injury to two or more persons as the result of any one accident.

(3)  When $5,000 has been credited upon any judgment or judgments rendered in excess of that amount because of damage to property of others as the result of any one accident.

(b)  Credit for payment under settlement.--Payments made in settlement of any claims because of bodily injury or property damage arising from a motor vehicle accident shall be credited in reduction of the amounts provided for in this section.

(c)  Escrow deposit by judgment debtor.--When the judgment creditor cannot be found, the judgment debtor may deposit in escrow with the prothonotary of the court where the judgment was entered an amount equal to the amount of the judgment, subject to the limits set forth in subsection (a), interest to date and record costs, whereupon the prothonotary shall notify the department and the judgment shall be deemed satisfied. The amount deposited shall be retained by the prothonotary for a period of five years from the date of the deposit, after which, if it has not been claimed by the judgment creditor, it shall be returned to the judgment debtor. When the deposit is made, the prothonotary shall notify the judgment creditor and his counsel, if any, by certified or registered mail at his last known address. No interest shall run on any judgment with respect to the amount deposited with the prothonotary under the terms of this subsection.

(Feb. 12, 1984, P.L.53, No.12, eff. Oct. 1, 1984)

 

Cross References.  Section 1774 is referred to in sections 1553, 1554, 1556, 1787 of this title.

Notes of Decisions
Cited in 7 cases, 1992–2006 · leading case: Paravati v. Port Auth. of Allegheny Cnty., 914 A.2d 946 (Pa. Commw. Ct. 2006).
Paravati v. Port Auth. of Allegheny Cnty., 914 A.2d 946 (Pa. Commw. Ct. 2006). “§ 1787, relating to self-insurance. Section 1787(a)(3) requires a self-insured entity to “[pjrovide uninsured motorist coverage up to the limits set forth in section 1774 [of the MVFRL, as amended, 75 Pa.”
Gavaghan v. Replacement Rent-A-Car, Inc., 811 F. Supp. 1077 (E.D. Pa. 1992). “" 75 Pa.Cons.Stat.Ann. Section 1774(a)(1). At no time may insurers offer uninsured/underinsured motorist coverage in amounts greater than the liability limits of the bodily injury liability provisions of the policy.”
Lowery v. Port Auth. of Allegheny Cnty., 914 A.2d 953 (Pa. Commw. Ct. 2006). “— Self-insurance is effected by filing with the Department of Transportation, in satisfactory form, evidence that reliable financial arrangements, deposits, resources or commitments exist such as will satisfy the department that the self-insurer will: (2) Make payments…”
Lonesathirath v. Avis Rent a Car Sys., Inc., 937 F. Supp. 367 (E.D. Pa. 1995). “75 Pa.Cons.Stat.Ann. § 1774 (West Supp. 1995).”
Smith v. Enter. Leasing Co., 833 A.2d 751 (Pa. Super. Ct. 2003). “75 Pa.C.S. § 1774(a). . Section 1731 of the MVFRL requires that "no motor vehicle insurance policy shall be delivered or issued for delivery in this Commonwealth, with respect to any motor vehicle registered or principally garaged in this Commonwealth, unless uninsured motorist…”
Smith v. Commonwealth, Dep't of Transp., Bureau of Driver Licensing, 892 A.2d 36 (Pa. Commw. Ct. 2005). “Pursuant to Section 1774(a)(3) of the MVFRL, 75 Pa.C.S. § 1774(a)(3), Licensee need only pay $5,000.”
Pleiss v. Commonwealth, Dep't of Transp., Bureau of Driver Licensing, 782 A.2d 64 (Pa. Commw. Ct. 2001). “For instance, section 1774(a)(3) of the Vehicle Code, 75 Pa.C.S. § 1774(a)(3), states that judgments shall be deemed satisfied when $5,000 has been credited upon any judgments in excess of that amount resulting from any one accident.”
— 75 Pa. Cons. Stat. § 1774(a) — 1 case
Smith v. Enter. Leasing Co., 833 A.2d 751 (Pa. Super. Ct. 2003). “75 Pa.C.S. § 1774(a). . Section 1731 of the MVFRL requires that "no motor vehicle insurance policy shall be delivered or issued for delivery in this Commonwealth, with respect to any motor vehicle registered or principally garaged in this Commonwealth, unless uninsured motorist…”
— 75 Pa. Cons. Stat. § 1774(a)(1) — 1 case
Gavaghan v. Replacement Rent-A-Car, Inc., 811 F. Supp. 1077 (E.D. Pa. 1992). “" 75 Pa.Cons.Stat.Ann. Section 1774(a)(1). At no time may insurers offer uninsured/underinsured motorist coverage in amounts greater than the liability limits of the bodily injury liability provisions of the policy.”
— 75 Pa. Cons. Stat. § 1774(a)(3) — 2 cases
Smith v. Commonwealth, Dep't of Transp., Bureau of Driver Licensing, 892 A.2d 36 (Pa. Commw. Ct. 2005). “Pursuant to Section 1774(a)(3) of the MVFRL, 75 Pa.C.S. § 1774(a)(3), Licensee need only pay $5,000.”
Pleiss v. Commonwealth, Dep't of Transp., Bureau of Driver Licensing, 782 A.2d 64 (Pa. Commw. Ct. 2001). “For instance, section 1774(a)(3) of the Vehicle Code, 75 Pa.C.S. § 1774(a)(3), states that judgments shall be deemed satisfied when $5,000 has been credited upon any judgments in excess of that amount resulting from any one accident.”
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