Tennessee Code Annotated

Tenn. Code Ann. § 45-15-102 (2026)

Purpose

✓ current as of May 2026

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The making of title pledge loans vitally affects the general economy of this state and the public interest and welfare of its citizens. It is the policy of this state and the purpose of this chapter to:

(1) Ensure a sound system of making title pledge loans through statewide licensing of title pledge lenders by the department of financial institutions;

(2) Establish licensing requirements;

(3) Provide for the examination and regulation of title pledge lenders by the department of financial institutions; and

(4) Ensure financial responsibility to the public.

Acts 1995, ch. 186, § 13; 2005, ch. 440, § 1.

Notes of Decisions

Cited in 2 cases, 2010–2015 · leading case: Brown v. Tennessee Title Loans, Inc., 328 S.W.3d 850 (Tenn. 2010).

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Brown v. Tennessee Title Loans, Inc., 328 S.W.3d 850 (Tenn. 2010). · cites it 3× “Tenn.Code Ann. § 45-15-102 (2000). These purposes are regulatory and penal in nature.”

Kim Hardy v. Tournament Players Club at Southwind, Inc. d/b/a \TPC Southwind\"" (Tenn. Ct. App. 2015). · cites it 7× “Tenn. Code Ann. § 45-15-102 (2007), 2005 Tenn.”

— Tenn. Code Ann. § 45-15-102(3) — 1 case

Brown v. Tennessee Title Loans, Inc., 328 S.W.3d 850 (Tenn. 2010). “Tenn.Code Ann. § 45-15-102 (2000). These purposes are regulatory and penal in nature.”

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