42 U.S.C. § 4072

Adjustment and payment of claims; judicial review; limitations; jurisdiction

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In the event the program is carried out as provided in section 4071 of this title, the Administrator shall be authorized to adjust and make payment of any claims for proved and approved losses covered by flood insurance, and upon the disallowance by the Administrator of any such claim, or upon the refusal of the claimant to accept the amount allowed upon any such claim, the claimant, within one year after the date of mailing of notice of disallowance or partial disallowance by the Administrator, may institute an action against the Administrator on such claim in the United States district court for the district in which the insured property or the major part thereof shall have been situated, and original exclusive jurisdiction is hereby conferred upon such court to hear and determine such action without regard to the amount in the controversy.

Notes of Decisions
Cited in 224 cases (72 in the last 5 years), 1980–2026 · leading case: Ali Ekhlassi v. Nat'l Lloyds Ins. Co., 926 F.3d 130 (5th Cir. 2019).
Ali Ekhlassi v. Nat'l Lloyds Ins. Co., 926 F.3d 130 (5th Cir. 2019). · cites it 26× “Primarily, at issue are: whether 42 U.S.C. § 4072 (providing for “original exclusive jurisdiction” in district court and one- year limitations period) is applicable to actions against Write-Your-Own (WYO) carriers (“private insurers [which] issue flood insurance policies…”
Paul Palmieri, Plaintiff-Appellant-Cross-Appellee v. Allstate Ins. Co., Defendant-Appellee-Cross-Appellant, 445 F.3d 179 (2d Cir. 2006). · cites it 5× “We hold that 42 U.S.C. § 4072 gives us jurisdiction to hear such claims.”
Edgar Allen Gibson & Leslie Gibson v. Am. Bankers Ins. Co., 289 F.3d 943 (6th Cir. 2002). · cites it 5× “Jurisdiction and the statute of limitations for claims made under NFIA are defined in 42 U.S.C. § 4072 : *947 [U]pon the disallowance by the Director of any such claim, or upon the refusal of the claimant to accept the amount allowed upon any such claim, the claimant, within one…”
Al Cohen v. Allstate Ins. Co., 924 F.3d 776 (5th Cir. 2019). · cites it 4× “42 U.S.C. § 4072 . An individual suing to recover money under an SFIP must initiate the lawsuit "within one year after the date of the written denial of all or part of the claim.”
Foster v. Fed. Emergency Mgmt. Agency, 128 F. Supp. 3d 717 (E.D.N.Y 2015). · cites it 6× “§ 4072 provides: [U]pon the disallowance by the Administrator [of FEMA] 5 of any such claim, or upon the refusal of the claimant to accept the amount allowed upon any such claim, the claimant, within one year after the date of mailing of notice of disal-lowance or partial…”
Mikulski v. Centerior Energy Corp., 501 F.3d 555 (6th Cir. 2007). · cites it 2× “Although we held that the National Flood Insurance Act, 42 U.S.C. § 4072 , completely preempts state law because it explicitly confers "original exclusive jurisdiction" on the federal district courts, Gibson v.”
Scritchfield v. Mut. of Omaha Ins., 341 F. Supp. 2d 675 (E.D. Tex. 2004). · cites it 7× “Plaintiffs filed a petition in state court claiming breach of contract under 42 U.S.C. § 4072 (2000), and asserting various state law claims.”
Migliaro v. Fid. Nat'l Indem. Ins. Co., 880 F.3d 660 (3rd Cir. 2018). · cites it 3× “” 42 U.S.C. § 4072 . The only communication of the disallowance was the written rejection of the proof of loss in the July 15 letter.”
Southpointe Villas Homeowners Ass'n v. Scottish Ins. Agency, Inc., 213 F. Supp. 2d 586 (D.S.C. 2002). · cites it 10× “Specifically, Plaintiff argues that the Court has neither federal question jurisdiction, pursuant to 42 U.S.C. § 4072 or 28 U.S.C. § 1331 , nor diversity jurisdiction pursuant to 28 U.”
Irene Flick v. Liberty Mut. Fire Ins. Co., 205 F.3d 386 (9th Cir. 2000). · cites it 3× “See Act of Nov. 30, 1983, Pub.L. No. 98-181, § 451 (d), 97 Stat.”
Harry Spence & Nancy Spence Fortner v. Omaha Indem. Ins. Co., 996 F.2d 793 (5th Cir. 1993). · cites it 4× “4 Omaha also points out that, under 42 U.S.C. § 4072 , upon the disallowance by the Director of any [claim under a flood insurance policy], or upon the refusal of the claimant to accept the amount allowed upon any such claim, the claimant, within one year after the date of…”
Dennis Packard v. Farmers Ins. Co. of Columbus, 423 F. App'x 580 (6th Cir. 2011). · cites it 2× “§ 1331 , which confers federal question jurisdiction; (2) 42 U.S.C. § 4072 , which confers exclusive federal jurisdiction over lawsuits arising under the NFIA; (3) 28 U.”
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