Wash. Rev. Code » Title 46 · Chapter 46.29
Revised Code of Washington

Wash. Rev. Code § 46.29.070 (2026)

✓ current as of May 2026
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(1) The department, not less than twenty days after receipt of a report of an accident as described in the preceding section, shall determine the amount of security which shall be sufficient in its judgment to satisfy any judgment or judgments for damages resulting from such accident as may be recovered against each driver or owner. Such determination shall not be made with respect to drivers or owners who are exempt under succeeding sections of this chapter from the requirements as to security and suspension.
(2) The department shall determine the amount of security deposit required of any person upon the basis of the reports or other information submitted. In the event a person involved in an accident as described in this chapter fails to make a report or submit information indicating the extent of his or her injuries or the damage to his or her property within one hundred eighty days after the accident and the department does not have sufficient information on which to base an evaluation of such injuries or damage, then the department after reasonable notice to such person, if it is possible to give such notice, otherwise without such notice, shall not require any deposit of security for the benefit or protection of such person.
(3) The department after receipt of report of any accident referred to herein and upon determining the amount of security to be required of any person involved in such accident or to be required of the owner of any vehicle involved in such accident shall give written notice to every such person of the amount of security required to be deposited by him or her and that an order of suspension will be made as hereinafter provided not less than twenty days and not more than sixty days after the sending of such notice unless within said time security be deposited as required by said notice.
[ 2010 c 8 s 9029; 1981 c 309 s 1; 1979 c 78 s 1; 1963 c 169 s 7.]

Notes:

Proof of financial security for the future required in addition to security after accident: RCW 46.29.420.
Notes of Decisions
Cited in 14 cases (2 in the last 5 years), 1974–2023 · leading case: Progressive Cas. Ins. v. Jester, 683 P.2d 180 (Wash. 1984).
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Progressive Cas. Ins. v. Jester, 683 P.2d 180 (Wash. 1984). · cites it 4× “RCW 46.29.070, .080, .450. Since the Legislature has not seen fit to require mandatory insurance coverage, we will not replace its assessment of public policy with our own.”
Mut. of Enumclaw Ins. v. Wiscomb, 643 P.2d 441 (Wash. 1982). · cites it 2× “RCW 46.29.070(1). Second, the financial responsibility act requires the individual to demonstrate "financial responsibility for the future".”
Blackburn v. State Farm Mut. Auto. Ins., 697 P.2d 425 (Idaho 1985). · cites it 4× “RCW 46.29.070(1). Second, the financial responsibility act requires the individual to demonstrate "financial responsibility for the future".”
Mut. of Enumclaw Ins. v. Wiscomb, 622 P.2d 1234 (Wash. 1980). · cites it 2× “060), the driver or the owner of the motor vehicle must (a) deposit security with the Department of Licensing (RCW 46.29.070, .100, .110); or (b) come under one of several exemptions listed in RCW 46.”
Sayan v. United Servs. Auto. Ass'n, 716 P.2d 895 (Wash. Ct. App. 1986). “RCW 46.29.070(3). That proof could be a certificate of automobile liability coverage.”
New Hampshire Indem v. Budget Rent-A-Car, 35 P.3d 1180 (Wash. Ct. App. 2001). · cites it 2× “" RCW 46.29.070(1). Second, the financial responsibility act requires the individual to demonstrate "financial responsibility for the future".”
New Hampshire Indem. Co. v. Budget Rent-A-Car Sys., Inc., 109 Wash. App. 394 (Wash. Ct. App. 2001). · cites it 2× “RCW 46.29.070(1). Second, the financial responsibility act requires the individual to demonstrate “financial responsibility for the future.”
Mut. of Enumclaw Ins. v. Wiscomb, 611 P.2d 1304 (Wash. Ct. App. 1980). “Further, an automobile liability policy in effect at the time of the accident which contains a family or household exclusion clause would not be sufficient to satisfy any judgment obtained by a family member arising out of the accident and, therefore, the driver-owner may be…”
Flory v. Dep't of Motor Vehs., 527 P.2d 1318 (Wash. 1974). “And RCW 46.29.070 provides: Department to determine amount of security required —Notices.”
State v. Petersen, 553 P.2d 1110 (Wash. Ct. App. 1976). “James Petersen’s driver’s license was suspended on February 15, 1973, for failure to deposit security to satisfy any potential judgments for damages resulting from an auto accident, as required by RCW 46.29.070. He was subsequently convicted of three violations of driving while…”
Miller v. Aetna Life & Cas. Co., 851 P.2d 1253 (Wash. Ct. App. 1993). “RCW 46.29.070(2). Self-insurers are excluded from the security requirements.”
Johnson v. Dep't of Licensing, 731 P.2d 1097 (Wash. Ct. App. 1986). · cites it 4× “Such proof may be provided by filing a certificate of insurance, a bond, a certificate of deposit of money or securities, or a certificate of self-insurance.”
Show all 14 citing cases →
— Wash. Rev. Code § 46.29.070(1) — 6 cases
Progressive Cas. Ins. v. Jester, 683 P.2d 180 (Wash. 1984). “RCW 46.29.070, .080, .450. Since the Legislature has not seen fit to require mandatory insurance coverage, we will not replace its assessment of public policy with our own.”
Mut. of Enumclaw Ins. v. Wiscomb, 643 P.2d 441 (Wash. 1982). “RCW 46.29.070(1). Second, the financial responsibility act requires the individual to demonstrate "financial responsibility for the future".”
Blackburn v. State Farm Mut. Auto. Ins., 697 P.2d 425 (Idaho 1985). “RCW 46.29.070(1). Second, the financial responsibility act requires the individual to demonstrate "financial responsibility for the future".”
New Hampshire Indem v. Budget Rent-A-Car, 35 P.3d 1180 (Wash. Ct. App. 2001). “" RCW 46.29.070(1). Second, the financial responsibility act requires the individual to demonstrate "financial responsibility for the future".”
New Hampshire Indem. Co. v. Budget Rent-A-Car Sys., Inc., 109 Wash. App. 394 (Wash. Ct. App. 2001). “RCW 46.29.070(1). Second, the financial responsibility act requires the individual to demonstrate “financial responsibility for the future.”
— Wash. Rev. Code § 46.29.070(2) — 7 cases
Mut. of Enumclaw Ins. v. Wiscomb, 643 P.2d 441 (Wash. 1982). “RCW 46.29.070(1). Second, the financial responsibility act requires the individual to demonstrate "financial responsibility for the future".”
Blackburn v. State Farm Mut. Auto. Ins., 697 P.2d 425 (Idaho 1985). “RCW 46.29.070(1). Second, the financial responsibility act requires the individual to demonstrate "financial responsibility for the future".”
New Hampshire Indem v. Budget Rent-A-Car, 35 P.3d 1180 (Wash. Ct. App. 2001). “" RCW 46.29.070(1). Second, the financial responsibility act requires the individual to demonstrate "financial responsibility for the future".”
New Hampshire Indem. Co. v. Budget Rent-A-Car Sys., Inc., 109 Wash. App. 394 (Wash. Ct. App. 2001). “RCW 46.29.070(1). Second, the financial responsibility act requires the individual to demonstrate “financial responsibility for the future.”
Miller v. Aetna Life & Cas. Co., 851 P.2d 1253 (Wash. Ct. App. 1993). “RCW 46.29.070(2). Self-insurers are excluded from the security requirements.”
— Wash. Rev. Code § 46.29.070(3) — 2 cases
Sayan v. United Servs. Auto. Ass'n, 716 P.2d 895 (Wash. Ct. App. 1986). “RCW 46.29.070(3). That proof could be a certificate of automobile liability coverage.”
Johnson v. Dep't of Licensing, 731 P.2d 1097 (Wash. Ct. App. 1986). “Such proof may be provided by filing a certificate of insurance, a bond, a certificate of deposit of money or securities, or a certificate of self-insurance.”
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