Revised Code of Washington
Wash. Rev. Code § 48.01.030 (2026)
Public interest
✓ current as of May 2026
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The business of insurance is one affected by the public interest, requiring that all persons be actuated by good faith, abstain from deception, and practice honesty and equity in all insurance matters. Upon the insurer, the insured, their providers, and their representatives rests the duty of preserving inviolate the integrity of insurance.
[ 1995 c 285 s 16; 1947 c 79 s .01.03; Rem. Supp. 1947 s 45.01.03.]
Notes:
Effective date—1995 c 285: See RCW 48.30A.900.
Notes of Decisions
Cited in 222
cases (37 in the last 5 years), 1966–2025 · leading case: Keodalah v. Allstate Ins. Co., 449 P.3d 1040 (Wash. 2019).
Keodalah v. Allstate Ins. Co., 449 P.3d 1040 (Wash. 2019). “^ The Court of Appeals reversed the trial court's CR 12(b)(6) dismissal, holding that the statutory duty of good faith imposed by RCW 48.01.030 applied to individual insurance adjusters and breaeh of that statutory duty eould serve as a basis for Keodalah's bad faith and CPA…”
William Merriman, et ux v. Am. Guarantee & Liab. Ins. Co., 396 P.3d 351 (Wash. Ct. App. 2017). “The legislature has imposed the duty as well, having adopted RCW 48.01.030 in 1947. Id.; LA ws OF 1949, ch.”
St. Paul Fire & Marine Ins. Co. v. Onvia, Inc., 196 P.3d 664 (Wash. 2008). “The insurance code begins with recognition that "[t]he business of insurance is one affected by the public interest, requiring that all persons be actuated by good faith, abstain from deception, and practice honesty and equity in all insurance matters.”
St. Paul Fire & Marine Ins. v. Onvia, Inc., 165 Wash. 2d 122 (Wash. 2008). “The insurance code begins with recognition that “[t]he business of insurance is one affected by the public interest, requiring that all persons be actuated by good faith, abstain *129 from deception, and practice honesty and equity in all insurance matters.”
Moun & Aung Keodalah v. Allstate Ins. Co. & Tracey Smith, 413 P.3d 1059 (Wash. Ct. App. 2018). “Thus, we hold that an individual insurance adjuster may be liable for bad faith and CPA violations.”
Barstad v. Stewart Title Guar. Co., Inc., 39 P.3d 984 (Wash. 2002). “The insureds also rely on RCW 48.01.030 [22] as a conduit to impose an enhanced fiduciary duty in these circumstances.”
Barstad v. Stewart Title Guar. Co., 145 Wash. 2d 528 (Wash. 2002). “The insureds also rely on RCW 48.01.030 22 as a conduit to impose an enhanced fiduciary duty in these circumstances.”
Panag v. Farmers Ins. Co. of Washington, 204 P.3d 885 (Wash. 2009). “" RCW 48.01.030. Because the plaintiff was not the "insured," the Green court concluded the plaintiff lacked standing to allege a per se CPA violation based upon violation of the insurance code.”
Indus. Indem. Co. of Nw., Inc. v. Kallevig, 792 P.2d 520 (Wash. 1990). “RCW 48.01.030 requires insurers to act in good faith in dealing with their insureds.”
Chandler v. Off. of the Ins. Comm'r, 173 P.3d 275 (Wash. Ct. App. 2007). “Chandler challenges the review judge’s application of a heightened fiduciary standard of care, but we need not decide this issue because substantial evidence supports the review judge’s decision under the statutory duty of care found in RCW 48.01.030. We affirm. FACTS ¶2 The…”
Salois v. Mut. of Omaha Ins., 581 P.2d 1349 (Wash. 1978). “However, RCW 48.01.030 1 is a clear declaration that there is a public interest in the business of insurance and that it is to be conducted in good faith and free from deception.”
Tank v. State Farm Fire & Cas. Co., 715 P.2d 1133 (Wash. 1986). “010, has promulgated regulations defining specific acts and practices which constitute a breach of an insurer's duty of good faith.”
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