Revised Code of Washington

Wash. Rev. Code § 51.14.010 (2026)

✓ current as of May 2026
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Every employer under this title shall secure the payment of compensation under this title by:
(1) Insuring and keeping insured the payment of such benefits with the state fund; or
(2) Qualifying as a self-insurer under this title.
[ 1971 ex.s. c 289 s 26.]

Notes:

Effective datesSeverability1971 ex.s. c 289: See RCW 51.98.060 and 51.98.070.
Notes of Decisions
Cited in 22 cases (3 in the last 5 years), 1981–2022 · leading case: Johnson v. Tradewell Stores, Inc., 630 P.2d 441 (Wash. 1981).
Johnson v. Tradewell Stores, Inc., 630 P.2d 441 (Wash. 1981). · cites it 9× “" RCW 51.14.010. Premiums to the state fund are paid to "accident and medical aid funds".”
Dep't of Labor & Indus. v. Fankhauser, 849 P.2d 1209 (Wash. 1993). · cites it 2× “The court held Weyerhaeuser was hable for the entire award under the last injurious exposure rule because Weyerhaeuser was the last insurer covering the risk during the most recent exposure that caused the disability.”
Washington Ins. Guar. Ass'n v. Dep't of Labor & Indus., 859 P.2d 592 (Wash. 1993). · cites it 2× “The workers' compensation act provides the exclusive remedy for workers injured during the course of their employment; all remedies outside of the act were abolished except as provided for in RCW Title 51.”
Sonners, Inc. v. Dep't of Labor, 3 P.3d 756 (Wash. Ct. App. 2000). · cites it 2× “Every employer under this title shall secure the payment of compensation under this title by: (1) Insuring and keeping insured the payment of such benefits with the state fund; or (2) Qualifying as a self-insurer under this title.”
Manor v. Nestle Food Co., 131 Wash. 2d 439 (Wash. 1997). “173; RCW 51.14.010; RCW 51.14.020(1). The statutes nowhere contemplate that self-insuring confers the status of employer to one not otherwise an employer, and neither Nestle Foods nor the majority cites to any statute providing that a self-insuring corporate parent is the…”
Manor v. Nestle Food Co., 932 P.2d 628 (Wash. 1997). “173; RCW 51.14.010; RCW 51.14.020(1). The statutes nowhere contemplate that self-insuring confers the status of employer to one not otherwise an employer, and neither Nestle Foods nor the majority cites to any statute providing that a self-insuring corporate parent is the…”
Boeing Co. v. Doss, 347 P.3d 1083 (Wash. 2015). “” RCW 51.14.010(1), (2). ¶8 If an employer insures through the state fund, the Department pays benefits directly to workers for disability benefits through the accident fund and “[t]he medical aid fund covers medical treatment received by injured workers.”
Hildahl v. Bringolf, 101 Wash. App. 634 (Wash. Ct. App. 2000). “Premium Payment RCW 51.14.010 requires every “employer” to “secure the payment of compensation” under the Act by either insuring with the state fund or self-insuring.”
Hildahl v. Bringolf, 5 P.3d 38 (Wash. Ct. App. 2000). “PREMIUM PAYMENT RCW 51.14.010 requires every "employer" to "secure the payment of compensation" under the Act by either insuring with the state fund or self-insuring.”
Boeing Co. v. Doss, 321 P.3d 1270 (Wash. Ct. App. 2014). “2d 441 (1981) (quoting RCW 51.14.010). WR Enters., Inc. v. Dep’t of Labor & Indus.”
Scott R. Sonners, Inc. v. Dep't of Labor & Indus., 101 Wash. App. 350 (Wash. Ct. App. 2000). · cites it 2× “Every employer under this title shall secure the payment of compensation under this title by: (1) Insuring and keeping insured the payment of such benefits with the state fund; or (2) Qualifying as a self-insurer under this title.”
Dellen Wood Prods., Inc. v. Dep't of Labor & Indus., 319 P.3d 847 (Wash. Ct. App. 2014). “RCW 51.14.010. To qualify as a self-insured employer, an employer must first establish that it has sufficient financial ability to pay workers’ compensation benefits and assessments under the Act.”
— Wash. Rev. Code § 51.14.010(1) — 3 cases
Boeing Co. v. Doss, 347 P.3d 1083 (Wash. 2015). “” RCW 51.14.010(1), (2). ¶8 If an employer insures through the state fund, the Department pays benefits directly to workers for disability benefits through the accident fund and “[t]he medical aid fund covers medical treatment received by injured workers.”
— Wash. Rev. Code § 51.14.010(2) — 1 case
Johnson v. Tradewell Stores, Inc., 630 P.2d 441 (Wash. 1981). “" RCW 51.14.010. Premiums to the state fund are paid to "accident and medical aid funds".”
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