Revised Code of Washington

Wash. Rev. Code § 63.14.125 (2026)

✓ current as of May 2026

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A lender credit card agreement may not contain any provision for a security interest in real or personal property or fixtures of the buyer to secure payment of performance of the buyer's obligation under the lender credit card agreement.

[ 1984 c 280 s 4.]

Notes of Decisions

Cited in 3 cases, 1993–1997 · leading case: Cazzanigi v. Gen. Elec. Credit Corp., 938 P.2d 819 (Wash. 1997).

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Cazzanigi v. Gen. Elec. Credit Corp., 938 P.2d 819 (Wash. 1997). “[2] Such a violation, including retention of an illegal security interest, see RCW 63.14.125, is of course subject to an action brought by the Attorney General or prosecuting attorney.”

Zachman v. Whirlpool Acceptance Corp., 841 P.2d 27 (Wash. 1993). · cites it 4× “The rate differential has been extinguished. [3] The third difference is that a lender credit card agreement may not provide for a security interest to secure performance.”

Cazzanigi v. Gen. Elec. Credit Corp., 132 Wash. 2d 433 (Wash. 1997). “Such a violation, including retention of an illegal security interest, see RCW 63.14.125, is of course subject to an action brought by the Attorney General or prosecuting attorney.”

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