Wis. Stat. § 344.01
Words and phrases defined
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344.01(1)(1) Words and phrases defined in ss. 340.01 and 343.01 are used in the same sense in this chapter unless a different definition is specifically provided.
344.01(2)(a)(a) “Judgment” means a judgment for damages rendered by a court of competent jurisdiction of any state or of the United States upon a cause of action arising out of the ownership, maintenance or use of any motor vehicle, including damages for care and for loss of services because of bodily injury to or death of any person and damages because of injury to or destruction of property and the consequent loss of use thereof, which judgment has become final by expiration without appeal of the time within which an appeal might have been taken or by final affirmation on appeal. “Judgment” also includes a judgment rendered by a court of competent jurisdiction upon a cause of action on an agreement of settlement for damages of the type specified in this paragraph, which judgment has become final within the meaning of this paragraph.
344.01(2)(b)(b) “Motor vehicle” means a self-propelled vehicle and also includes trailers and semitrailers designed for use with such vehicles, except that “motor vehicle” does not include farm tractors, well drillers, road machinery or snowmobiles.
344.01(2)(c)(c) “Operator” means a person who is in actual or constructive physical control of a motor vehicle. It includes a person who has parked a motor vehicle. It includes the driver of a vehicle being pushed or towed and, in case there is no person actually doing the driving, the person who is doing the pushing or towing.
344.01(2)(cm)(cm) Notwithstanding s. 340.01 (42), “owner” means, with respect to a vehicle that is registered, or is required to be registered, by a lessee of the vehicle under ch. 341, the lessee of the vehicle.
344.01(2)(d)(d) “Proof of financial responsibility” or “proof of financial responsibility for the future” means proof of ability to respond in damages for liability on account of accidents occurring subsequent to the effective date of such proof, arising out of the maintenance or use of a motor vehicle in the amount of $25,000 because of bodily injury to or death of one person in any one accident and, subject to that limit for one person, in the amount of $50,000 because of bodily injury to or death of 2 or more persons in any one accident and in the amount of $10,000 because of injury to or destruction of property of others in any one accident.
344.01(2)(e)(e) “Registration” means, in the case of a person whose vehicle is registered under ch. 341, the registration so issued; in the case of a person whose vehicle is not so registered, it means the privilege to register a vehicle in Wisconsin and the reciprocal privilege granted a nonresident to operate in Wisconsin a vehicle not registered in Wisconsin.
344.01(2)(f)(f) “State” means any state, territory or possession of the United States, the District of Columbia, or any province of the Dominion of Canada.
344.01(2)(g)(g) “Vehicle” means every device in, upon, or by which any person or property is or may be transported or drawn upon a highway, except vehicles used exclusively upon stationary rails or tracks and except electric scooters, electric personal assistive mobility devices, and personal delivery devices.
344.01 HistoryHistory: 1971 c. 277; 1973 c. 90; 1977 c. 293; 1981 c. 284; 1985 a. 187; Sup. Ct. Order, 146 Wis. 2d xiii (1988); 1997 a. 27; 2001 a. 90; 2009 a. 28; 2011 a. 14; 2017 a. 13; 2019 a. 11.
Notes of Decisions
Cited in 18
cases (1 in the last 5 years), 1962–2023 · leading case: Boatright v. Spiewak
Boatright v. Spiewak (1997)
“Proof of financial responsibility is defined in § 344.01(2)(d), Stats.: "Proof of financial responsibility" or "proof of financial responsibility for the future" means proof of ability to respond in damages for liability on account of accidents occurring subsequent to the…”
Romero v. West Bend Mutual Insurance Co. (2016)
“4 contains the same maximum coverage limits allowed by Wis. Stat. § 344.01 (2)(am) 6 as section A.”
Olson v. Farrar (2012)
“Nevertheless, the court recognized that other statutory definitions of "motor vehicle," such as the definition found in Wis. Stat. § 344.01 (2)(b), expressly exclude farm tractors.”
Bethke v. Auto-Owners Insurance (2013)
“11 Wis. Stat. § 344.01 (2)(d). ¶ 30. Wisconsin Stat.”
Casper v. American International South Insurance (2009)
“Ryder, liable for damages caused by the negligent operation of the rented vehicle if at the time when the damage occurs, the operation of the rented vehicle is effectively covered by a policy of insurance that provides coverage at the amounts specified by Wis. Stat. § 344.01…”
Osman v. Phipps (2002)
“We explained: In the final analysis, § 344.01(2)(d), Stats., has nothing to do with minimum or maximum liability in the sense the appellants argued.”
In re Woller (2012)
“For example, Wis. Stat. § 344.01 (2)(b) defines “motor vehicle” for purposes of financial responsibility and excludes "farm tractors, well drillers, road machinery or snowmobiles.”
Gann v. William Timblin Transit, Inc. (2007)
“Wis. Stat. Ann. 344.01(2)(d) provides: ‘Proof of financial responsibility’ or ‘proof of financial responsibility fort he future’ means proof of the ability to respond in damages for liability on ac *1033 count of accidents occurring subsequent to the effective date of such…”
Brown v. Tokio Marine & Nichido Fire Insurance (2012)
“We agree with Brown and Eulenbach that Nissan violated this statute when it leased a vehicle to Kuester without filing a certificate of insurance with the Department of Transportation.”
Snorek v. Boyle (1962)
“(2) (b) of sec. 344.01, Stats., is found in ch. 344, Stats.”
Grabski v. Finn (1986)
“See Wis.Stat. § 344.01(2)(d) (1983-1984). In this case Universal was listed as the *1043 insurer of the vehicle driven by Tracy Finn on the Wisconsin Motor Vehicle Accident Report.”
Nutter v. Milwaukee Insurance (1992)
“, defines "proof of financial responsibility for the future" in part as: "[P]roof of ability to respond in damages for liability on account of accidents occurring subsequent to the effective date of such proof, arising out of the maintenance or use of a motor vehicle .”
— Wis. Stat. § 344.01(2)(a) — 1 case
— Wis. Stat. § 344.01(2)(b) — 1 case
— Wis. Stat. § 344.01(2)(d) — 10 cases
Boatright v. Spiewak (1997)
“Proof of financial responsibility is defined in § 344.01(2)(d), Stats.: "Proof of financial responsibility" or "proof of financial responsibility for the future" means proof of ability to respond in damages for liability on account of accidents occurring subsequent to the…”
Romero v. West Bend Mutual Insurance Co. (2016)
“4 contains the same maximum coverage limits allowed by Wis. Stat. § 344.01 (2)(am) 6 as section A.”
Osman v. Phipps (2002)
“We explained: In the final analysis, § 344.01(2)(d), Stats., has nothing to do with minimum or maximum liability in the sense the appellants argued.”
Casper v. American International South Insurance (2009)
“Ryder, liable for damages caused by the negligent operation of the rented vehicle if at the time when the damage occurs, the operation of the rented vehicle is effectively covered by a policy of insurance that provides coverage at the amounts specified by Wis. Stat. § 344.01…”
Gann v. William Timblin Transit, Inc. (2007)
“Wis. Stat. Ann. 344.01(2)(d) provides: ‘Proof of financial responsibility’ or ‘proof of financial responsibility fort he future’ means proof of the ability to respond in damages for liability on ac *1033 count of accidents occurring subsequent to the effective date of such…”
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