Wyo. Stat. » Wyo. Stat. / Title 01 - Civil Procedure / Chapter 18 - SALE AND REDEMPTION OF REALTY SOLD UNDER / Article 7 - ENFORCEMENT OF FOREIGN JUDGMENTS
Wyoming Statutes

Wyo. Stat. § 1-18-103 (2026)

Right of redemption; redemption of agricultural

✓ current as of May 2026
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real estate; "agricultural real estate" defined.

     (a) Except as provided with respect to agricultural real
estate, it is lawful for any person, his heirs, executors,
administrators, assigns or guarantors whose real property has
been sold by virtue of an execution, decree of foreclosure, or
foreclosure by advertisement and sale within three (3) months
from the date of sale, to redeem the real estate by paying to
the purchaser, his heirs, executors, administrators or assigns,
or to the sheriff or other officer who sold the property, for
the benefit of the purchaser, the amount of the purchase price
or the amount given or bid if purchased by the execution
creditor or by the mortgagee under a mortgage, together with
interest at the rate of ten percent (10%) per annum from the
date of sale plus the amount of any assessments or taxes and the
amount due on any prior lien which the purchaser paid after the
purchase, with interest. On payment of this amount the sale and
certificate granted are void and the sheriff or other officer
shall issue a certificate of redemption.

     (b) In the case of any mortgage upon one (1) or more
parcels of real estate any or all of which were agricultural
real estate on the date of execution of the mortgage as stated
in the mortgage, the period within which the owner, his heirs,
executors, administrators, assigns or guarantors may redeem the
premises sold is twelve (12) months from the date of the sale.

     (c) The term "agricultural real estate" means any single
parcel of land in excess of eighty (80) acres lying outside the
exterior boundaries of any incorporated city, town or recorded
subdivision or any property that is used substantially for
agricultural purposes, which, if combined with other property in
the mortgage that is used substantially for agricultural
purposes, equals eighty (80) acres or more in aggregate. If the
mortgage recites that the real estate involved is agricultural
real estate, it is presumed the parties to the mortgage, their
heirs, executors, administrators, assigns, guarantors or
successors in interest have agreed to and are bound by all the
provisions of law relative to the twelve (12) month right of
redemption provided in subsection (b) of this section.
Notes of Decisions
Cited in 20 cases, 1986–2013 · leading case: Albrecht v. Zwaanshoek Holding en Financiering, B.V., 816 P.2d 808 (Wyo. 1991).
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Albrecht v. Zwaanshoek Holding en Financiering, B.V., 816 P.2d 808 (Wyo. 1991). · cites it 20× “Under Wyo. Stat. § 1-18-103, must a debtor tender cash to redeem his property, when the statute contains no such requirement? As a result of prior business ventures, Appellants, as debtors, executed a nonrecourse promissory note with Appellees for $2 million.”
Amen, Inc. v. Barnard, 938 P.2d 855 (Wyo. 1997). · cites it 4× “mortgaged the property to the Bank, rights of redemption were governed by Wyo. Stat. § 1-18-103 (Cum.Supp.1985). That statute provided that agricultural land, defined as more than five acres, sold at a foreclosure sale may be redeemed by the owner “nine (9) months from the date…”
McNeill Fam. Trust v. Centura Bank, 2003 WY 2 (Wyo. 2003). · cites it 2× “Wyo. Stat. Ann. §§ 1-18-103 and -104 (LexisNexis 2001).”
McCarn v. WyHy Fed. Credit Union (In Re McCarn), 218 B.R. 154 (10th Cir. BAP 1998). · cites it 2× “Wyo. Stat. Ann. § 1-18-103 . It is undisputed that the debtors did not exercise their right of redemption during the three-month period set forth under Wyoming law, or during any potential extension of that period under 11 U.”
Jessen v. Jessen, 2002 WY 33 (Wyo. 2002). · cites it 4× “Wyo. Stat. Ann. § 1-18-103 (LexisNexis 2001) describes who may redeem a piece of property as, "any person, his heirs, executors, administrators, assigns or guarantors whose real property has been sold by virtue of an execution, decree of foreclosure, or foreclosure by…”
Newman v. Am. Nat'l Bank, 780 P.2d 336 (Wyo. 1989). · cites it 4× “1-18-104 reads, in pertinent part: “(a) If no redemption is made within the redemption period provided in W.S. 1-18-103, any judgment creditor of the person whose real estate has been sold, or any grantee or mortgagee of the real estate or person holding a lien on the real…”
Bush v. Duff, 754 P.2d 159 (Wyo. 1988). · cites it 3× “The statutory right of redemption in Wyoming as found in § 1-18-103, W.S.1977, does not adjust the foregoing conclusion.”
Fitch v. Buffalo Fed. Sav. & Loan Ass'n, 751 P.2d 1309 (Wyo. 1988). · cites it 3× “Section 1-18-103(a), W.S. 1977 (Cum.Supp.”
Egbert Dev., LLC v. Cmty. First Nat'l Bank (In Re Egbert Dev., LLC), 219 B.R. 903 (10th Cir. BAP 1998). · cites it 2× “Wyo. Stat. Ann. § 1-18-103 . Yet, redemption is not accomplished by a court order.”
Minnwest Bank Cent. v. Flagship Props. LLC, 689 N.W.2d 295 (Minn. Ct. App. 2004). “2005); Wyo. Stat. Ann. § 1-18-103 (a) (Michie 2003); Beavers v.”
Marple v. Wyoming Prod. Credit Ass'n, 750 P.2d 1315 (Wyo. 1988). · cites it 2× “Recording of the quitclaim deed could terminate neither the rights of redemption of the mortgagor nor security interests and rights of redemption of the holders of recorded junior liens.”
First Sw. Fin. Servs. v. Laird, 882 P.2d 1211 (Wyo. 1994). · cites it 2× “Section 1-18-103(a) states in pertinent part: "On payment of [the statutory redemption] amount the [foreclosure] sale and certificate [of purchase] granted are void.”
Show all 20 citing cases →
— Wyo. Stat. § 1-18-103(a) — 6 cases
Fitch v. Buffalo Fed. Sav. & Loan Ass'n, 751 P.2d 1309 (Wyo. 1988). “Section 1-18-103(a), W.S. 1977 (Cum.Supp.”
First Sw. Fin. Servs. v. Laird, 882 P.2d 1211 (Wyo. 1994). “Section 1-18-103(a) states in pertinent part: "On payment of [the statutory redemption] amount the [foreclosure] sale and certificate [of purchase] granted are void.”
Albrecht v. Zwaanshoek Holding en Financiering, B.V., 816 P.2d 808 (Wyo. 1991). “Under Wyo. Stat. § 1-18-103, must a debtor tender cash to redeem his property, when the statute contains no such requirement? As a result of prior business ventures, Appellants, as debtors, executed a nonrecourse promissory note with Appellees for $2 million.”
Bush v. Duff, 754 P.2d 159 (Wyo. 1988). “The statutory right of redemption in Wyoming as found in § 1-18-103, W.S.1977, does not adjust the foregoing conclusion.”
Newman v. Am. Nat'l Bank, 780 P.2d 336 (Wyo. 1989). “1-18-104 reads, in pertinent part: “(a) If no redemption is made within the redemption period provided in W.S. 1-18-103, any judgment creditor of the person whose real estate has been sold, or any grantee or mortgagee of the real estate or person holding a lien on the real…”
— Wyo. Stat. § 1-18-103(b) — 1 case
Bush v. Duff, 754 P.2d 159 (Wyo. 1988). “The statutory right of redemption in Wyoming as found in § 1-18-103, W.S.1977, does not adjust the foregoing conclusion.”
— Wyo. Stat. § 1-18-103(c) — 2 cases
Cook v. Swires, 2009 WY 21 (Wyo. 2009).
Evans v. Stamper, 835 P.2d 1145 (Wyo. 1992).
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