Wyoming Statutes
Wyo. Stat. § 26-21-101 (2026)
Scope and applicability of chapter.
✓ current as of May 2026
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(a) All life insurance and all disability insurance in
connection with loans or other credit transactions is subject to
this chapter, except that insurance is not subject to this
chapter if:
(i) It is in connection with a loan or other credit
transaction of more than ten (10) years; or
(ii) The issuance of that insurance is an isolated
transaction by the insurer not related to an agreement or a plan
or regular course of conduct for insuring debtors of the
creditor.Notes of Decisions
Cited in 2
cases, 1981–1997 · leading case: Foremost Life Ins. Co. v. Langdon, 633 P.2d 938 (Wyo. 1981).
Foremost Life Ins. Co. v. Langdon, 633 P.2d 938 (Wyo. 1981). “The pertinent statute, Section 26-21-101, W.S. 1977, Chapter 21, Wyoming Insurance Code, provides in part: "All life insurance and all disability insurance in connection with loans or other credit transactions shall be subject to the provisions of this chapter; except, that…”
Kirkwood v. Cuna Mut. Ins. Soc'y, 937 P.2d 206 (Wyo. 1997). “This provision was incorporated into the insurance contract between the parties by virtue of Wyo. Stat. § 26-21-101(a) (1991) and also by the specific policy language which read: “This Policy is governed by the laws of the state in which it is delivered.”
— Wyo. Stat. § 26-21-101(a) — 1 case
Kirkwood v. Cuna Mut. Ins. Soc'y, 937 P.2d 206 (Wyo. 1997). “This provision was incorporated into the insurance contract between the parties by virtue of Wyo. Stat. § 26-21-101(a) (1991) and also by the specific policy language which read: “This Policy is governed by the laws of the state in which it is delivered.”
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