Wyo. Stat. § 31-20-107 (2026)

network companies and drivers.

     (a) A driver, or a transportation network company on the
driver's behalf, shall maintain a motor vehicle liability policy
that recognizes the driver is a transportation network company
driver or otherwise uses a vehicle to transport riders for
compensation and covers the driver:

          (i) While the driver is available to receive requests
for prearranged rides; and

           (ii)   While the driver is engaged in a prearranged
ride.
     (b) The following automobile insurance requirements shall
apply while a participating driver is available to receive
requests for prearranged rides but is not engaged in a
prearranged ride:

          (i) Primary automobile liability insurance in the
amount of at least fifty thousand dollars ($50,000.00) for death
and bodily injury per person, one hundred thousand dollars
($100,000.00) for death and bodily injury per incident and
twenty-five thousand dollars ($25,000.00) for property damage;
and

          (ii)   Uninsured motorist coverage as required by W.S.
31-10-101.

     (c) The following automobile insurance requirements shall
apply while a driver is engaged in a prearranged ride:

          (i) Primary automobile liability insurance that
provides at least one million dollars ($1,000,000.00) for death,
bodily injury and property damage; and

          (ii)   Uninsured motorist coverage as required by W.S.
31-10-101.

     (d) The requirements of subsections (b) and (c) of this
section may be satisfied by a motor vehicle liability policy or
bond maintained by the driver, the transportation network
company or through a combination of the driver and the
transportation network company.

     (e) Coverage under an automobile insurance policy
maintained by the transportation network company shall not be
dependent on a personal automobile insurer first denying a claim
nor shall a personal automobile insurance policy be required to
deny a claim.

     (f) If any insurance maintained by a driver pursuant to
subsection (b) or (c) of this section has lapsed or does not
provide the required coverage, insurance maintained by a
transportation network company shall provide the coverage
required by this section beginning with the first dollar of a
claim and the transportation network company's insurer shall
have the duty to defend such claim.
     (g) The insurance requirements of this section may be
satisfied by insurance placed with an insurer authorized as
required under W.S. 26-3-101 or with an eligible surplus lines
insurer as defined in W.S. 26-11—107 that has a credit rating of
no less than "A-" from A.M. Best or similar rating from another
rating agency recognized by the department of insurance.

     (h) Insurance satisfying the requirements of this section
shall be deemed to satisfy the financial responsibility
requirement of a motor vehicle under the Motor Vehicle
Safety-Responsibility Act.

     (j) A driver shall carry digital or physical proof of
coverage satisfying the requirements of subsections (b) and (c)
of this section with the driver at all times while operating a
transportation network company vehicle. In the event of an
accident, a driver shall provide this insurance coverage
information to the directly interested parties, automobile
insurers and investigating police officers upon request. Upon
such request, a driver shall also disclose to directly
interested parties, automobile insurers and investigating police
officers whether the driver was available to receive a request
for a prearranged ride or engaged in a prearranged ride at the
time of the accident.

     (k) In a claims coverage investigation, a transportation
network company shall immediately provide upon request by
directly involved parties or, if applicable, any insurer of the
driver, the precise times that a driver was available to receive
a request for a prearranged ride in the twelve (12) hour period
immediately preceding and in the twelve (12) hour period
immediately following the accident. Insurers providing coverage
under this section shall disclose upon request by any other
insurer involved in the particular claim, the applicable
coverages, exclusions and limits provided under any automobile
insurance maintained in order to satisfy the requirements of
this section.