Wyo. Stat. » Wyo. Stat. / Title 40 - Trade and Commerce / Chapter 14 - WYOMING UNIFORM CONSUMER CREDIT CODE / Article 1 - GENERAL PROVISIONS AND DEFINITIONS
Wyoming Statutes

Wyo. Stat. § 40-14-106 (2026)

Waiver; agreement to forego rights; settlement

✓ current as of May 2026
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of claims; legal rate of interest; applicability.

     (a) Except as otherwise provided in this act, a buyer,
lessee, or debtor may not waive or agree to forego rights or
benefits under this act.

     (b) A claim by a buyer, lessee, or debtor against a
creditor for an excess charge, other violation of this act, or
civil penalty, or a claim against a buyer, lessee, or debtor for
default or breach of a duty imposed by this act, if disputed in
good faith, may be settled by agreement.

     (c) A claim, whether or not disputed, against a buyer,
lessee, or debtor may be settled for less value than the amount
claimed.

     (d) A settlement in which the buyer, lessee, or debtor
waives or agrees to forego rights or benefits under this act is
invalid if the court as a matter of law finds the settlement to
have been unconscionable at the time it was made. The competence
of the buyer, lessee, or debtor, any deception or coercion
practiced upon him, the nature and extent of the legal advice
received by him, and the value of the consideration are relevant
to the issue of unconscionability.

     (e) If there is no agreement or provision of law for a
different rate, the interest of money shall be at the rate of
seven percent (7%) per annum.

     (f) The Financial Technology Sandbox Act shall apply to
this act.
Notes of Decisions
Cited in 20 cases (4 in the last 5 years), 1983–2025 · leading case: Joyce Halling & Medcon Inc., a Utah Corp. v. David A. Yovanovich & Ornella Dalla Bona, 2017 WY 28 (Wyo. 2017).
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Joyce Halling & Medcon Inc., a Utah Corp. v. David A. Yovanovich & Ornella Dalla Bona, 2017 WY 28 (Wyo. 2017). · cites it 4× “Wyo. Stat. Ann. § 40-14-106 (e) (LexisNexis 2015) provides, “[i]f there is no agreement or provision of law for a different rate, the interest of money shall be at the rate of seven percent (7%) per annum.”
State v. BHP Petroleum Co., Inc., 804 P.2d 671 (Wyo. 1991). · cites it 13× “The second inquiry is whether Wyoming’s interest case law and the present W.S. 40-14-106 provisions equally apply to governmental entities as otherwise applied to private individuals and business concerns.”
Jennifer P. Hanft, as Pers. Rep. of the Est. of Bret Lee Vance v. City of Laramie, 2021 WY 52 (Wyo. 2021). · cites it 4× “Vance requested prejudgment interest at the rate provided in the wage claim statute, but he also cited the rate set by Wyo. Stat. Ann. § 40-14-106 (e). The district court cited only the wage claim statute and denied Mr.”
Holst v. Guynn, 696 P.2d 632 (Wyo. 1985). · cites it 3× “]” We have previously held § 40-14-106(e), W.S.1977, applicable in determining the rate of prejudgment interest awarded in the absence of a contractual provision to the contrary.”
Carline Adelle Lew v. Frank W. Lew, 2019 WY 99 (Wyo. 2019). · cites it 2× “Specifically, we are unable to discern whether or when Father’s claim was liquidated and when Mother received notice of an amount due.”
O'S Gold Seed Co. v. United Agri-Prods. Fin. Servs., Inc., 761 P.2d 673 (Wyo. 1988). · cites it 2× “We have established that, in the absence of a contractual provision to the contrary, W.S. 40-14-106(e) is applicable in determining the rate of prejudgment interest to be awarded.”
John Burk, P.C. v. Burzynski, 672 P.2d 419 (Wyo. 1983). · cites it 2× “Section 40-14-106(e), W.S.1977, of the Wyoming Uniform Consumer Credit Code provides as follows: “If there is no agreement or provision of law for a different rate, the interest of money shall be at the rate of seven percent (7%) per annum.”
KM Upstream, LLC v. Elkhorn Constr., Inc., 2012 WY 79 (Wyo. 2012). · cites it 2× “Finally, this Court has repeatedly held that, in the absence of a contractual agreement to a different percentage, the appropriate measure of prejudgment interest is the seven percent per annum stated in Wyo. Stat. Ann. § 40-14-106 (e) (Lexis-Nexis 2007).”
Alice A. Platt, 2014 WY 142 (Wyo. 2014). · cites it 4× “Wyo. Stat. Ann. § 40-14-106 (e), § 1-16-102(a) and (b) (LexisNexis 2013).”
Air Methods/Rocky Mountain Holdings, LLC v. State ex rel. Dep't of Workforce Servs., Workers' Comp. Div., 432 P.3d 476 (Wyo. 2018). · cites it 2× “04 requires that a petition for review be filed within thirty days of service of a final OAH decision, Chapter 5, § 3(c) of the OAH Special Rules Relating to Workers' Compensation directs that "[a]ll requests for fees and costs shall be submitted to the Office within ninety (90)…”
Dunn v. Rescon Tech. Corp., 884 P.2d 965 (Wyo. 1994). · cites it 4× “24 plus costs and post-judgment interest.”
Miles v. CEC Homes, Inc., 753 P.2d 1021 (Wyo. 1988). “Appellants contend that the interest award was excessive, and that it must be limited to the statutory rate of 7 percent per year pursuant to § 40-14-106(e), W.S.1977. When a contract is silent with respect to interest, prejudgment interest may be awarded at the statutory rate.”
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— Wyo. Stat. § 40-14-106(e) — 9 cases
State v. BHP Petroleum Co., Inc., 804 P.2d 671 (Wyo. 1991). “The second inquiry is whether Wyoming’s interest case law and the present W.S. 40-14-106 provisions equally apply to governmental entities as otherwise applied to private individuals and business concerns.”
Holst v. Guynn, 696 P.2d 632 (Wyo. 1985). “]” We have previously held § 40-14-106(e), W.S.1977, applicable in determining the rate of prejudgment interest awarded in the absence of a contractual provision to the contrary.”
O'S Gold Seed Co. v. United Agri-Prods. Fin. Servs., Inc., 761 P.2d 673 (Wyo. 1988). “We have established that, in the absence of a contractual provision to the contrary, W.S. 40-14-106(e) is applicable in determining the rate of prejudgment interest to be awarded.”
John Burk, P.C. v. Burzynski, 672 P.2d 419 (Wyo. 1983). “Section 40-14-106(e), W.S.1977, of the Wyoming Uniform Consumer Credit Code provides as follows: “If there is no agreement or provision of law for a different rate, the interest of money shall be at the rate of seven percent (7%) per annum.”
Dunn v. Rescon Tech. Corp., 884 P.2d 965 (Wyo. 1994). “24 plus costs and post-judgment interest.”
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