Wyo. Stat. § 40-14-213 (2026)

(a) In addition to the credit service charge permitted by
this part, a seller may contract for and receive the following
additional charges in connection with a consumer credit sale:

         (i)   Official fees and taxes;
          (ii) Charges for insurance as described in subsection
(b) of this section; and

          (iii) Charges excluded from the credit service charge
by the federal Consumer Credit Protection Act or by rule adopted
by the administrator.

     (b) An additional charge may be made for insurance written
in connection with the sale, other than insurance protecting the
seller against the buyer's default or other credit loss:

          (i) With respect to insurance against loss of or
damage to property, or against liability, if the seller
furnishes a clear and specific statement in writing to the
buyer, setting forth the cost of the insurance if obtained from
or through the seller, and stating that the buyer may choose the
person through whom the insurance is to be obtained;

          (ii) With respect to consumer credit insurance
providing life, accident, or health coverage, if the insurance
coverage is not a factor in the approval by the seller of the
extension of credit and this fact is clearly disclosed in
writing to the buyer, and if, in order to obtain the insurance
in connection with the extension of credit, the buyer gives
specific affirmative written indication of his desire to do so
after written disclosure to him of the cost thereof;

         (iii)   Repealed By Laws 2013, Ch. 124, § 3.

     (c) Reasonable closing costs (W.S. 40-14-140(a)(v)) are
additional charges.