Wyoming Statutes

Wyo. Stat. § 40-14-403 (2026)

Definitions.

✓ current as of May 2026

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(a)   In this act:

          (i) "Consumer credit insurance" means insurance,
other than insurance on property, by which the satisfaction of
debt in whole or in part is a benefit provided, but does not
include:

               (A) Insurance provided in relation to a credit
transaction in which a payment is scheduled more than ten (10)
years after the extension of credit;

               (B) Insurance issued as an isolated transaction
on the part of the insurer not related to an agreement or plan
for insuring debtors of the creditor; or

               (C) Insurance indemnifying the creditor against
loss due to the debtor's default.

          (ii) "Credit Insurance Act" means W.S. 26-21-101
through 26-21-114 and 26-23-201.

Notes of Decisions

Cited in 1 case, 1981–1981 · leading case: Foremost Life Ins. Co. v. Langdon, 633 P.2d 938 (Wyo. 1981).

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Foremost Life Ins. Co. v. Langdon, 633 P.2d 938 (Wyo. 1981). · cites it 3× “The Insurance Department further contends that the words `credit life' and `credit disability' are words of art, and hence, their use in insurance policies, contracts or rate filings is limited to the Insurance Code in connection with loans or other credit transactions of less…”

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