Code of Alabama

Ala. Code § 27-14-12 (2026)

Contents of Policies - Additional Provisions.

✓ official Alabama Legislature (ALISON) text, current July 2026
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A policy may contain additional provisions not inconsistent with this title and which are:

(1) Required to be inserted by the laws of the insurer’s domicile;

(2) Necessary, on account of the manner in which the insurer is constituted or operated, in order to state the rights and obligations of the parties to the contract; or

(3) Desired by the insurer and neither prohibited by law nor in conflict with any provisions required to be included therein.

(Acts 1971, No. 407, p. 707, §325.)

Notes of Decisions
Cited in 1 case, 2000–2000 · leading case: S. United Fire Ins. Co. v. Howard, 775 So. 2d 156 (Ala. 2000).
S. United Fire Ins. Co. v. Howard, 775 So. 2d 156 (Ala. 2000). · cites it 7× “Section 27-14-12 provides that "[a] policy may contain additional provisions not inconsistent with [the provisions of the Alabama Insurance Code] and which are .”
— Ala. Code § 27-14-12(3) — 1 case
S. United Fire Ins. Co. v. Howard, 775 So. 2d 156 (Ala. 2000). “Section 27-14-12 provides that "[a] policy may contain additional provisions not inconsistent with [the provisions of the Alabama Insurance Code] and which are .”
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