Code of Alabama
Ala. Code § 27-43-5 (2026)
Authorization of Prepaid Legal Expense Insurance Business Required.
✓ official Alabama Legislature (ALISON) text, current July 2026
(a) No person or organization may do a prepaid legal expense insurance business in this state unless authorized to do so by the commissioner.
(b) This section does not apply to organizations exempt pursuant to Section 27-43-4.
(Acts 1981, No. 81-719, p. 1214, §1.)
Notes of Decisions
Cited in 1
case, 2010–2010 · leading case: Alabama Ins. Guar. Ass'n v. Ass'n of Gen. Contractors Self-Insurer's Fund, 80 So. 3d 188 (Ala. 2010).
Alabama Ins. Guar. Ass'n v. Ass'n of Gen. Contractors Self-Insurer's Fund, 80 So. 3d 188 (Ala. 2010). “The AGCSF contended that neither it nor the Reinsurance Trust Fund could be considered "insurers" under the exclusion language found in § 27-43-5(4). After it did not receive an acceptable response from the AIGA, the AGCSF sued the AIGA in the Montgomery Circuit Court.”
— Ala. Code § 27-43-5(4) — 1 case
Alabama Ins. Guar. Ass'n v. Ass'n of Gen. Contractors Self-Insurer's Fund, 80 So. 3d 188 (Ala. 2010). “The AGCSF contended that neither it nor the Reinsurance Trust Fund could be considered "insurers" under the exclusion language found in § 27-43-5(4). After it did not receive an acceptable response from the AIGA, the AGCSF sued the AIGA in the Montgomery Circuit Court.”
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