Code of Alabama
Ala. Code § 5-19A-1 (2026)
Short Title.
✓ official Alabama Legislature (ALISON) text, current July 2026
This chapter shall be known and may be cited as the “Alabama Pawnshop Act.”
(Acts 1992, No. 92-597, p. 1227, §1.)
Notes of Decisions
Cited in 18
cases (4 in the last 5 years), 1995–2024 · leading case: Ex Parte Coleman, 861 So. 2d 1080 (Ala. 2003).
Ex Parte Coleman, 861 So. 2d 1080 (Ala. 2003). “Although the defendants contend that the Alabama Pawnshop Act, § 5-19A-1 et seq., Ala.Code 1975, governs the Colemans' pawn transactions, the defendants did not argue below and they do not argue here that the Pawnshop Act requires a written contract between a pledgor and a…”
Geddes v. Mayhall Enter., LLC (In Re Jones), 304 B.R. 462 (N.D. Ala. 2003). “Mayhall responds that the title pawn contract has matured by its terms without being paid and that under the Alabama Pawnshop Act, Ala.Code §§ 5-19A-1 through 5-19A-20 (1975), the vehicle became property of the defendant on the maturity date.”
Wiley v. Earl's Pawn & Jewelry, Inc., 950 F. Supp. 1108 (S.D. Ala. 1997). “They argue that there is no debt because the Alabama Pawnshop Act, Ala.Code §§ 5-19A-1 et seq. (1996 Repl.Vol.”
Barlow v. Evans, 992 F. Supp. 1299 (M.D. Ala. 1997). “They argue that in the case of a pawn transaction in Alabama, there is no debt because, pursuant to the Aabama Pawnshop Act, § 5-19A-1, et seq., Aabama Code (1996), the pledgor/consumer has no obligation to make any payment and ■the pawn broker is expressly prohibited from…”
Pattans Ventures, Inc. v. Williams, 959 So. 2d 115 (Ala. Civ. App. 2006). “The trial court determined that the pawnshop had violated the Alabama Pawnshop Act, § 5-19A-1 et seq., Ala.Code 1975 ("the Act"), by selling the vehicle without waiting 30 days from the date it took physical possession of the vehicle.”
In Re Jones, 206 B.R. 569 (Bankr. M.D. Ala. 1997). “FCTE contends that the debtors remained under the original pledge agreement pursuant to Alabama Code §§ 5-19A-1 to 5-19A-20 (1975), in which after the expiration of 30 days where the debtors failed to “pay-off’ their pawn, “the debtors lost all ownership rights in the property…”
Complete Cash Holdings, LLC v. Powell, 239 So. 3d 550 (Ala. 2017). “In addition to the claims Powell asserted against Complete Cash in her original complaint, Powell asserted that Complete Cash had violated the Alabama Pawnshop Act, § 5-19A-1 et seq., Ala. Code 1975, that Complete Cash had violated the Deceptive Trade Practices Act, § 8-19-1 et…”
Cosby v. Cash Pawn Shop, Inc., 702 So. 2d 175 (Ala. Civ. App. 1997). “, alleging, among other things, fraudulent misrepresentation and violations of Ala.Code 1975, § 5-19A-1 et seq., the Alabama Pawnshop Act.”
Tucker v. Jim's Pawn & Jewelry (In re Tucker), 181 B.R. 595 (Bankr. N.D. Ala. 1995). “The Defendant contends that it was entitled to sell the title and the automobile pursuant to the Alabama Pawnshop Act, Ala.Code 1975, § 5-19A-1 through § 5-19A-20.”
Bernice Gunn v. Title Max of AL, Inc., 317 F. App'x 883 (11th Cir. 2008). “Gunn’s argument fails because it relies on two cases that were decided under an *886 earlier, much friendlier set of regulations than those that existed in 2006 and on a contorted interpretation of the Alabama Pawnshop Act, Ala.”
TitleMax of Alabama, Inc. v. Womack (M.D. Ala. 2021). “Interests in the Ford Fusion at Time of Debtor’s Petition Under Alabama law, title loans are treated as pawn transactions and are governed by the Alabama Pawnshop Act (“APA”), Ala. Code (1975) § 5-19A-1, et seq. See, e.”
TitleMax of Alabama Inc v. Wills (N.D. Ala. 2024). “Wills filed for bankruptcy, he pawned his vehicle’s title to TitleMax. In his adversary proceeding, Mr. Wills alleged that TitleMax violated the automatic bankruptcy stay by calling him after he filed for bankruptcy.”
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