Ala. Code
Code of Alabama

Ala. Code § 5-19A-10 (2026)

Liens for Pawnbrokers; Pledged Goods Not Redeemed on or Before Maturity Date Fixed in Ticket.

✓ official Alabama Legislature (ALISON) text, current July 2026
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(a) A pawnbroker shall have a lien on the pledged goods pawned for the money advanced and the pawnshop charge owed, but not for other debts due to the pawnbroker, subject to the rights of other persons who have an ownership interest or prior liens in the pledged goods. The pawnbroker shall retain possession of the pledged goods except as otherwise herein provided until the lien is satisfied.

(b) Pledged goods not redeemed on or before the maturity date if fixed and set out in the pawn ticket issued in connection with any transaction shall be held by the pawnbroker for 30 days following that date and may be redeemed or repurchased by the pledgor or seller within the period by the payment of the originally agreed redemption price, and by the payment of an additional pawnshop charge equal to the original pawnshop charge.

(Acts 1992, No. 92-597, p. 1227, §10.)

Notes of Decisions
Cited in 15 cases (6 in the last 5 years), 1997–2023 · leading case: Pattans Ventures, Inc. v. Williams, 959 So. 2d 115 (Ala. Civ. App. 2006).
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Pattans Ventures, Inc. v. Williams, 959 So. 2d 115 (Ala. Civ. App. 2006). · cites it 7× “"[The pawnshop], in disposing of [the pledgor's] vehicle by sale on the same date upon which [the pawnshop] came into possession of the tangible property, which was the subject of the pawn transaction is violative of the letter, if not the spirit of Ala.Code § 5-19A-10(b)…”
In Re Young, 281 B.R. 74 (Bankr. S.D. Ala. 2001). · cites it 2× “See Ala. Code, § 5-19A-10. The parties agreed that the pawn transaction which was renewed on July 5, 2000 had a maturity date of August 4, 2000 and a contractual redemption date of October 4, 2000.”
In re Jones, 544 B.R. 692 (Bankr. M.D. Ala. 2016). “CODE § 5-19A-10(a). Pawnbrokers are permitted to charge up to 25% per month of the principal amount advanced in the pawn transaction.”
Mattheiss v. Title Loan Express (In Re Mattheiss), 214 B.R. 20 (Bankr. N.D. Ala. 1997). · cites it 2× “Code § 5-19A-10(b) provides: Pledged goods not redeemed on or before the maturity date if fixed and set out in the pawn ticket issued in connection with any transaction shall be held by the pawnbroker for 30 days following that date and may be redeemed or repurchased by the…”
In Re Davis, 269 B.R. 914 (Bankr. M.D. Ala. 2001). · cites it 2× “In addition, Alabama Code § 5-19A-10, provides that the pawn broker has a hen upon the pawned goods.”
In Re Gunn, 387 B.R. 856 (M.D. Ala. 2008). · cites it 2× “" Ala.Code § 5-19A-10(a). Gunn asserts, that because she refinanced the original pawn obligation by customer receipts, the security interest in the automobile that was granted in the pawn ticket is extinguished.”
Bernice Gunn v. Title Max of AL, Inc., 317 F. App'x 883 (11th Cir. 2008). “Ala.Code § 5-19A-10(a) (“A pawnbroker shall have a lien on the pledged goods for the money advanced and the pawnshop charge owed.”
Gunn v. Titlemax of Alabama, Inc., 387 B.R. 856 (M.D. Ala. 2008). · cites it 2× “” Ala.Code § 5-19A-10(a). Gunn asserts that because she refinanced the original pawn obligation by customer receipts, the security interest in the automobile that was granted in the pawn ticket is extinguished.”
TitleMax of Alabama, Inc. v. Womack (M.D. Ala. 2021). “Code (1975) at § 5-19A-10 (allowing for redemption or repurchase by the pledgor for 30 days after the maturity date).”
TitleMax of Alabama, Inc. v. Roby (M.D. Ala. 2022). “§ 5-19A-10(b). If Roby did not redeem the vehicle within the thirty-day statutory redemption period, title and complete ownership would be forfeited to TitleMax.”
TitleMax of Alabama, Inc. v. Roby (M.D. Ala. 2023). “§ 5-19A-10(b). If Roby did not redeem the vehicle within the thirty-day statutory redemption period, title and complete ownership would be forfeited to TitleMax.”
TitleMax of Alabama, Inc. v. Arnett (M.D. Ala. 2023). “§ 5-19A-10(b). If Arnett did not redeem the vehicle within the thirty-day statutory redemption period, title and complete ownership would be forfeited to TitleMax.”
Show all 15 citing cases →
— Ala. Code § 5-19A-10(a) — 5 cases
In re Jones, 544 B.R. 692 (Bankr. M.D. Ala. 2016). “CODE § 5-19A-10(a). Pawnbrokers are permitted to charge up to 25% per month of the principal amount advanced in the pawn transaction.”
In Re Gunn, 387 B.R. 856 (M.D. Ala. 2008). “" Ala.Code § 5-19A-10(a). Gunn asserts, that because she refinanced the original pawn obligation by customer receipts, the security interest in the automobile that was granted in the pawn ticket is extinguished.”
Bernice Gunn v. Title Max of AL, Inc., 317 F. App'x 883 (11th Cir. 2008). “Ala.Code § 5-19A-10(a) (“A pawnbroker shall have a lien on the pledged goods for the money advanced and the pawnshop charge owed.”
Gunn v. Titlemax of Alabama, Inc., 387 B.R. 856 (M.D. Ala. 2008). “” Ala.Code § 5-19A-10(a). Gunn asserts that because she refinanced the original pawn obligation by customer receipts, the security interest in the automobile that was granted in the pawn ticket is extinguished.”
TitleMax of Alabama, Inc. v. Graham (S.D. Ala. 2022).
— Ala. Code § 5-19A-10(b) — 6 cases
Pattans Ventures, Inc. v. Williams, 959 So. 2d 115 (Ala. Civ. App. 2006). “"[The pawnshop], in disposing of [the pledgor's] vehicle by sale on the same date upon which [the pawnshop] came into possession of the tangible property, which was the subject of the pawn transaction is violative of the letter, if not the spirit of Ala.Code § 5-19A-10(b)…”
Mattheiss v. Title Loan Express (In Re Mattheiss), 214 B.R. 20 (Bankr. N.D. Ala. 1997). “Code § 5-19A-10(b) provides: Pledged goods not redeemed on or before the maturity date if fixed and set out in the pawn ticket issued in connection with any transaction shall be held by the pawnbroker for 30 days following that date and may be redeemed or repurchased by the…”
TitleMax of Alabama, Inc. v. Roby (M.D. Ala. 2022). “§ 5-19A-10(b). If Roby did not redeem the vehicle within the thirty-day statutory redemption period, title and complete ownership would be forfeited to TitleMax.”
TitleMax of Alabama, Inc. v. Roby (M.D. Ala. 2023). “§ 5-19A-10(b). If Roby did not redeem the vehicle within the thirty-day statutory redemption period, title and complete ownership would be forfeited to TitleMax.”
TitleMax of Alabama, Inc. v. Arnett (M.D. Ala. 2023). “§ 5-19A-10(b). If Arnett did not redeem the vehicle within the thirty-day statutory redemption period, title and complete ownership would be forfeited to TitleMax.”
— Ala. Code § 5-19A-10(b)(1975) — 1 case
Pattans Ventures, Inc. v. Williams, 959 So. 2d 115 (Ala. Civ. App. 2006). “"[The pawnshop], in disposing of [the pledgor's] vehicle by sale on the same date upon which [the pawnshop] came into possession of the tangible property, which was the subject of the pawn transaction is violative of the letter, if not the spirit of Ala.Code § 5-19A-10(b)…”
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