Alaska Statutes
Alaska Stat. § 28.20.060 (2026)
Exceptions to requirement of security
✓ current as of July 2026
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Sec. 28.20.060. Exceptions to requirement of security.
The requirements as to security and suspension in this chapter do not apply to
(1) the driver or owner if the owner had in effect at the time of the accident an automobile liability policy or bond with respect to the vehicle involved in the accident, except that a driver is not exempt if at the time of the accident the vehicle was operated without the owner's express or implied permission;
(2) the driver who is not the owner if there was in effect at the time of the accident an automobile liability policy or bond with respect to the person's driving of vehicles not owned by the driver;
(3) a driver or owner whose liability for damages resulting from the accident is, in the judgment of the department, covered by another form of liability insurance policy or bond;
(4) a person qualifying as a self-insurer under AS 28.20.400 or to a person operating a vehicle for a self-insurer;
(5) the driver or owner of a vehicle involved in an accident in which no injury or damage was caused to the person or property of anyone other than the driver or owner;
(6) the driver or owner of a vehicle that at the time of the accident was parked, unless the vehicle was parked at a place where parking was at the time of the accident prohibited by a law or ordinance;
(7) the owner of a vehicle if at the time of the accident the vehicle was operated without the owner's express or implied permission or was parked by a person who had been operating the vehicle without the owner's permission;
(8) the owner of a vehicle or the driver of a vehicle operating it with permission if at the time of the accident the vehicle was owned or leased to the United States, this state or a political subdivision of this state or a municipality of the state; or
(9) the driver or the owner of a vehicle if at the time of the accident the vehicle was operated by or under the direction of a police officer who, in the performance of official duties, assumed custody of the vehicle.
The requirements as to security and suspension in this chapter do not apply to
(1) the driver or owner if the owner had in effect at the time of the accident an automobile liability policy or bond with respect to the vehicle involved in the accident, except that a driver is not exempt if at the time of the accident the vehicle was operated without the owner's express or implied permission;
(2) the driver who is not the owner if there was in effect at the time of the accident an automobile liability policy or bond with respect to the person's driving of vehicles not owned by the driver;
(3) a driver or owner whose liability for damages resulting from the accident is, in the judgment of the department, covered by another form of liability insurance policy or bond;
(4) a person qualifying as a self-insurer under AS 28.20.400 or to a person operating a vehicle for a self-insurer;
(5) the driver or owner of a vehicle involved in an accident in which no injury or damage was caused to the person or property of anyone other than the driver or owner;
(6) the driver or owner of a vehicle that at the time of the accident was parked, unless the vehicle was parked at a place where parking was at the time of the accident prohibited by a law or ordinance;
(7) the owner of a vehicle if at the time of the accident the vehicle was operated without the owner's express or implied permission or was parked by a person who had been operating the vehicle without the owner's permission;
(8) the owner of a vehicle or the driver of a vehicle operating it with permission if at the time of the accident the vehicle was owned or leased to the United States, this state or a political subdivision of this state or a municipality of the state; or
(9) the driver or the owner of a vehicle if at the time of the accident the vehicle was operated by or under the direction of a police officer who, in the performance of official duties, assumed custody of the vehicle.
Notes of Decisions
Cited in 3
cases, 1967–2009 · leading case: Coughlin v. Gov't Employees Ins. Co., 69 P.3d 986 (Alaska 2003).
Coughlin v. Gov't Employees Ins. Co., 69 P.3d 986 (Alaska 2003). “060 unless it is issued by an insurance company or surety company authorized to do business in this state, except as provided in (b) of this section, and if the accident resulted in bodily injury or death, unless the policy or bond is subject to a limit, exclusive of interest…”
Hageland Aviation Servs., Inc. v. Harms, 210 P.3d 444 (Alaska 2009). “The sponsor statement for Chapter 19's senate bill explained that Chapter 19 "clarifies legislative intent by retroactively removing flight crews from the seope of statutory overtime compensation required under the Alaska Wage and Hour Act found in AS 28.20.060." The sponsor…”
Hart v. Nat'l Indem. Co., 422 P.2d 1015 (Alaska 1967). “21 The act then provides for the suspension of the license of the operator of a motor vehicle involved in the accident unless the operator or owner (1) has previously furnished or immediately furnishes security required by this chapter, or is excepted from furnishing security…”
— Alaska Stat. § 28.20.060(1) — 1 case
Hart v. Nat'l Indem. Co., 422 P.2d 1015 (Alaska 1967). “21 The act then provides for the suspension of the license of the operator of a motor vehicle involved in the accident unless the operator or owner (1) has previously furnished or immediately furnishes security required by this chapter, or is excepted from furnishing security…”
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