Alaska Statutes
Alaska Stat. § 28.22.121 (2026)
Excess of additional coverage
✓ current as of July 2026
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Sec. 28.22.121. Excess of additional coverage.
(a) A policy that grants the coverage required for a motor vehicle liability policy may also grant lawful coverage in excess of or in addition to the coverage specified for a policy and the excess or additional coverage is not subject to the provisions of this chapter. With respect to a policy that grants excess or additional coverage, the term “motor vehicle liability policy” applies only to that part of the coverage that is required by this chapter.
(b) A policy is excluded from the application of this chapter if the automobile or motor vehicle liability coverage is provided only on an excess or umbrella basis.
(a) A policy that grants the coverage required for a motor vehicle liability policy may also grant lawful coverage in excess of or in addition to the coverage specified for a policy and the excess or additional coverage is not subject to the provisions of this chapter. With respect to a policy that grants excess or additional coverage, the term “motor vehicle liability policy” applies only to that part of the coverage that is required by this chapter.
(b) A policy is excluded from the application of this chapter if the automobile or motor vehicle liability coverage is provided only on an excess or umbrella basis.
Notes of Decisions
Cited in 4
cases, 1990–2009 · leading case: Holderness v. State Farm Fire & Cas. Co., 24 P.3d 1235 (Alaska 2001).
Holderness v. State Farm Fire & Cas. Co., 24 P.3d 1235 (Alaska 2001). “(a) A policy that grants the coverage required for a motor vehicle liability policy may also grant lawful coverage in excess of or in addition to the coverage specified for a policy and the excess or additional coverage is not subject to the provisions of this chapter.”
Progressive Cas. Ins. Co. v. Skin, 211 P.3d 1093 (Alaska 2009). “[5] The superior court found med-pay coverage for Joseph under provision (b), but the court correctly concludes that Joseph could not be an insured for coverage under (b) because the ATV is not a "vehicle" as defined by the policy.”
Burton v. State Farm Fire & Cas. Co., 796 P.2d 1361 (Alaska 1990). “010(a)(2)(A) (same minimum now in AS 28.22.101(d)(1)). Although State Farm is required to offer underinsured motor vehicle coverage in the amount of liability coverage, AS 21.”
Victor v. State Farm Fire & Cas. Co., 908 P.2d 1043 (Alaska 1996). “AS 28.22.121(a) provides in relevant part: "A policy that grants the coverage required for a motor vehicle liability policy may also grant lawful coverage in excess of or in addition to the coverage specified for a policy and the excess or additional coverage is not subject to…”
— Alaska Stat. § 28.22.121(a) — 2 cases
Burton v. State Farm Fire & Cas. Co., 796 P.2d 1361 (Alaska 1990). “010(a)(2)(A) (same minimum now in AS 28.22.101(d)(1)). Although State Farm is required to offer underinsured motor vehicle coverage in the amount of liability coverage, AS 21.”
Victor v. State Farm Fire & Cas. Co., 908 P.2d 1043 (Alaska 1996). “AS 28.22.121(a) provides in relevant part: "A policy that grants the coverage required for a motor vehicle liability policy may also grant lawful coverage in excess of or in addition to the coverage specified for a policy and the excess or additional coverage is not subject to…”
— Alaska Stat. § 28.22.121(b) — 1 case
Holderness v. State Farm Fire & Cas. Co., 24 P.3d 1235 (Alaska 2001). “(a) A policy that grants the coverage required for a motor vehicle liability policy may also grant lawful coverage in excess of or in addition to the coverage specified for a policy and the excess or additional coverage is not subject to the provisions of this chapter.”
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