Arizona Revised Statutes

Ariz. Rev. Stat. § 20-107 (2026)

Limitation on transaction of insurance; exception

✓ current as of May 2026

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A. No person shall transact a business of insurance in this state, or relative to a subject of insurance resident, located or to be performed in this state, without complying with the applicable provisions of this title.

B. No provision of this title shall be deemed to require any license or other authority, or impose any penalty or requirement except as provided by section 20-421, of or upon any person for negotiation or procurement of insurance by him upon his own insurable interests, with or from an insurer not authorized to transact insurance in this state.

Notes of Decisions

Cited in 2 cases, 1967–1967 · leading case: Selective Life Ins. v. Equitable Life Assurance Soc'y of the United States, 422 P.2d 710 (Ariz. 1967).

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Selective Life Ins. v. Equitable Life Assurance Soc'y of the United States, 422 P.2d 710 (Ariz. 1967). · cites it 2× “A.R.S. §§ 20-107, 20-206. Equitable contends that the certificate of authority which it holds from the director of insurance, and which it renews annually, is the constitutionally required license from the corporation commission.”

Oney v. Barnes, 428 P.2d 124 (Ariz. Ct. App. 1967). · cites it 2× “That statutes prohibit the issuance of contracts of insurance by all but authorized insurance companies, as is the case in Arizona, A.R.S. § 20-107, is no defense to the insurance agent to liability upon his contract, whatever it may be: “A broker or agent who has undertaken to…”

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