Ariz. Rev. Stat. » Title 20
Arizona Revised Statutes

Ariz. Rev. Stat. § 20-1102 (2026)

"Policy" defined

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20-1102. "Policy" defined

"Policy" means contract of or agreement for or effecting insurance, or the certificate thereof, by whatever name called, and includes all clauses, riders, endorsements and papers attached thereto and a part thereof.  

Notes of Decisions
Cited in 3 cases, 1983–2014 · leading case: Arellano v. Primerica Life Ins., 332 P.3d 597 (Ariz. Ct. App. 2014).
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Arellano v. Primerica Life Ins., 332 P.3d 597 (Ariz. Ct. App. 2014). · cites it 3× “¶ 23 The statute defines an insurance policy as a “contract of or agreement for or effecting insurance, or the certificate thereof, by whatever name called, and includes all clauses, riders, endorsements and papers attached thereto and a part thereof.”
St. Paul Fire & Marine Ins. v. Gilmore, 812 P.2d 977 (Ariz. 1991). · cites it 2× “” A.R.S. § 20-1102 (emphasis added). 9 . The final step in St.”
Statewide Ins. v. Dewar, 694 P.2d 1190 (Ariz. Ct. App. 1983). “Despite the broad Arizona statutory definition of "policy,” § 20-1102. “Policy” defined "Policy” means contract of or agreement for or effecting insurance, or the certificate thereof, by whatever name called, and includes all clauses, riders, endorsements and papers attached…”
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