Ariz. Rev. Stat. » Title 20
Arizona Revised Statutes

Ariz. Rev. Stat. § 20-1130 (2026)

Administration of claim against insurer not deemed waiver of defense

✓ current as of May 2026
Find cases: SyfertCases citing this section AZ-LEGazleg.gov (official) JustiaTitle on Justia CornellLII Search CasesGoogle Scholar

Without limitation of any right or defense of an insurer otherwise, none of the following acts by or on behalf of an insurer shall be deemed to constitute a waiver of any provision of a policy or of any defense of the insurer thereunder:

1. Acknowledgement of the receipt of notice of loss or claim under the policy.

2. Furnishing forms for reporting a loss or claim, for giving information relative thereto, or for making proof of loss, or receiving or acknowledging receipt of any such forms or proofs completed or uncompleted.

3. Investigating any loss or claim under any policy or engaging in negotiations looking toward a possible settlement of any such loss or claim.

Notes of Decisions
Cited in 5 cases, 1963–1992 · leading case: Parsons v. Cont'l Nat'l Am. Grp., 550 P.2d 94 (Ariz. 1976).
Sort: Relevance Newest Treatment
Parsons v. Cont'l Nat'l Am. Grp., 550 P.2d 94 (Ariz. 1976). · cites it 4× “A.R.S. § 20-1130 states inter alia: “Without limitation of any right or defense of an insurer otherwise, none of the following acts by or on behalf of an insurer shall be deemed to constitute a waiver of any provision of a policy or of any defense of the insurer thereunder: * *…”
Truck Ins. Exch. v. Hale, 386 P.2d 846 (Ariz. 1963). · cites it 6× “Defendant, however, refers us to A.R.S. § 20-1130 which reads in applicable part: *80 "Without limitation of any right or defense of an insurer otherwise, none of the following acts by or on behalf of an insurer shall be deemed to constitute a waiver of any provision of a policy…”
Lloyd v. State Farm Mut. Auto. Ins., 860 P.2d 1300 (Ariz. Ct. App. 1992). · cites it 2× “Statutory Protection State Farm also contends that this suit is barred by A.R.S. § 20-1130 which states: Without limitation of any right or defense of an insurer otherwise, none of the following acts by or on behalf of an insurer shall be deemed to constitute a waiver of any…”
Aetna Cas. & Sur. Co. v. Valley Nat'l Bank, 485 P.2d 837 (Ariz. Ct. App. 1971). · cites it 2× “Defendant next contends that the failure of plaintiff or its insured to file a formal proof of loss as required by the policy relieved defendant of liability, relying primarily upon the effect of A.R.S. § 20-1130. This statute provides as follows: “Without limitation of any…”
Chapman v. Ranger Ins. Co., 485 P.2d 1168 (Ariz. Ct. App. 1971). · cites it 2× “A.R.S. § 20-1130 provides: “Without limitation of any right or defense of an insurer otherwise, none of the following acts by or on behalf of an insurer shall be deemed to constitute a waiver of any provision of a policy or of any defense of the insurer thereunder: ***.”
Annotations are extracted automatically from the opinions in the Syfert caselaw corpus and ranked by authority, recency, and treatment. Dots show Syfertize treatment of the citing case itself.