Arizona Revised Statutes

Ariz. Rev. Stat. § 20-1217 (2026)

Excluded or restricted coverage

✓ current as of May 2026

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A clause in any policy of life insurance providing that the policy shall be incontestable after a specified period shall preclude only a contest of the validity of the policy, and shall not preclude the assertion at any time of defenses based upon provisions in the policy which exclude or restrict coverage, whether or not such restrictions or exclusions are excepted in the clause.

Notes of Decisions

Cited in 2 cases (1 in the last 5 years), 1968–2023 · leading case: Nat'l Producers Life Ins. Co. v. Rogers, 442 P.2d 876 (Ariz. Ct. App. 1968).

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Nat'l Producers Life Ins. Co. v. Rogers, 442 P.2d 876 (Ariz. Ct. App. 1968). · cites it 2× “”' (Emphasis ours) A.R.S. § 20-1217. Since we find ’ no basis for denying effect to the exclusion, we must reverse,, with directions that judgment be entered for the appellant insurance company.”

Columbus Life Ins. v. Wilmington Trust Na (Ariz. 2023). · cites it 3× “” Wilmington contended that “the Policy’s incontestability clause and the straightforward application of A.R.S. §§ 20-1217 and 20-1204 preclude Plaintiff’s challenge to the Policy’s validity.”

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