Arizona Revised Statutes

Ariz. Rev. Stat. § 20-680 (2026)

Exempt types of insurance

✓ current as of May 2026

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A. This article applies to all kinds of insurance except:

1. Life.

2. Title.

3. Surety.

4. Disability.

5. Credit.

6. Mortgage guarantee.

7. Ocean marine insurance.

8. Insurance of warranties or service contracts, including insurance that provides for the repair, replacement or service of goods or property, or indemnification for repair, replacement or service, for the operational or structural failure of the goods or property due to a defect in materials, workmanship or normal wear and tear, or reimbursement for the liability incurred by the issuer of agreements or service contracts that provide these benefits.

9. Any kind of surplus lines insurance.

10. Any policy of insurance issued to an industrial insured pursuant to section 20-400.10.

11. Any new types of coverages approved or permitted after August 27, 1977.

B. The exemptions prescribed in this section do not restrict any of the fund's rights or defenses permitted under this article, including the application of any credit or offset prescribed in section 20-673 for payments made under any policy of insurance, including any policy of insurance that is exempt from this article.

Notes of Decisions

Cited in 4 cases, 1990–2002 · leading case: Wells Fargo Credit Corp. v. Arizona Prop. & Cas. Ins. Guar. Fund, 799 P.2d 908 (Ariz. Ct. App. 1990).

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Wells Fargo Credit Corp. v. Arizona Prop. & Cas. Ins. Guar. Fund, 799 P.2d 908 (Ariz. Ct. App. 1990). · cites it 17× “In this appeal from summary judgment, we (1) interpret A.R.S. § 20-680, which exempts the Arizona Property and Casualty Insurance Guaranty Fund (Fund) from liability for claims made against an insolvent insurer, and (2) determine whether the Fund is immune from tort liability.”

Clark Equip. Co. v. Arizona Prop. & Cas. Ins. Guar. Fund, 943 P.2d 793 (Ariz. Ct. App. 1997). · cites it 8× “section 20-680; and 2) permitting an offset would be contrary to the legislative intent evidenced in the Fund statutes.”

Indiana Ins. Guar. Ass'n v. Blickensderfer, 778 N.E.2d 439 (Ind. Ct. App. 2002). “at 803 (citing A.R.S. § 20-680). The Clark court disagreed with the Fund’s argument that this section only exempted such insurance “from the administration of insolvencies, and not from the offset provisions” of the Act.”

Clark Equip. v. Prop. & Cas. Ins. Guar., 943 P.2d 793 (Ariz. Ct. App. 1997). · cites it 8× “section 20-680; and 2) permitting an offset would be contrary to the legislative intent evidenced in the Fund statutes.”

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