Arizona Revised Statutes

Ariz. Rev. Stat. § 47-9311 (2026)

Perfection of security interests in property subject to certain statutes, regulations and treaties

✓ current as of May 2026
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A. Except as otherwise provided in subsection D of this section, the filing of a financing statement is not necessary or effective to perfect a security interest in property subject to:

1. A statute, regulation or treaty of the United States whose requirements for a security interest's obtaining priority over the rights of a lien creditor with respect to the property preempt section 47-9310, subsection A;

2. A statute of this state that provides for central filing of or that requires indication on a certificate of title of a security interest in the property, including title 28, chapter 7, article 4, and that requires indication of the security interest on a certificate of title for a vehicle required to be issued a certificate of title and registered under section 28-2153  and for a mobile home required to be titled under section 28-2063; or

3. A statute of another jurisdiction that provides for a security interest to be indicated on a certificate of title as a condition or result of the security interest's obtaining priority over the rights of a lien creditor with respect to the property.

B. Compliance with the requirements of a statute, regulation or treaty described in subsection A of this section for obtaining priority over the rights of a lien creditor is equivalent to the filing of a financing statement under this chapter. Except as otherwise provided in subsection D of this section and section 47-9313 and section 47-9316, subsections D and E for goods covered by a certificate of title, a security interest in property subject to a statute, regulation or treaty described in subsection A of this section may be perfected only by compliance with those requirements, and a security interest so perfected remains perfected notwithstanding a change in the use or transfer of possession of the collateral.

C. Except as otherwise provided in subsection D of this section and section 47-9316, subsections D and E, duration and renewal of perfection of a security interest perfected by compliance with the requirements prescribed by a statute, regulation or treaty described in subsection A of this section are governed by the statute, regulation or treaty. In other respects, the security interest is subject to this chapter.

D. During any period in which collateral subject to a statute specified in subsection A, paragraph 2 of this section is inventory held for sale or lease by a person or leased by that person as lessor and that person is in the business of selling goods of that kind, this section does not apply to a security interest in that collateral created by that person.

Notes of Decisions
Cited in 2 cases, 2005–2014 · leading case: Warfield v. Santander Consum. USA, Inc. (In re Lloyd), 511 B.R. 657 (Bankr. D. Ariz. 2014).
Warfield v. Santander Consum. USA, Inc. (In re Lloyd), 511 B.R. 657 (Bankr. D. Ariz. 2014). · cites it 2× “A.R.S. § 47-9311 B; see Noble v. Bonnett [ 118 Ariz.”
Davis v. Par Wholesale Auto, Inc. (In Re Tucker), 329 B.R. 291 (Bankr. D. Ariz. 2005). “-1 financing statement pursuant to A.R.S. § 47-9311(D). See also Official Comment 4 to U.”
— Ariz. Rev. Stat. § 47-9311(A)(2) — 1 case
Warfield v. Santander Consum. USA, Inc. (In re Lloyd), 511 B.R. 657 (Bankr. D. Ariz. 2014). “A.R.S. § 47-9311 B; see Noble v. Bonnett [ 118 Ariz.”
— Ariz. Rev. Stat. § 47-9311(D) — 1 case
Davis v. Par Wholesale Auto, Inc. (In Re Tucker), 329 B.R. 291 (Bankr. D. Ariz. 2005). “-1 financing statement pursuant to A.R.S. § 47-9311(D). See also Official Comment 4 to U.”
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