Arkansas Code Annotated

Ark. Code Ann. § 23-89-201 (2026)

Broader-than-minimum benefits not prohibited

✓ current as of May 2026

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Nothing contained in this subchapter shall be construed to prevent an insurer from providing broader benefits than the minimum benefits enumerated in § 23-89-202.

History. Acts 1973, No. 138, § 7; A.S.A. 1947, § 66-4020.

Case Notes

Cited: Aetna Ins. Co. v. Smith, 263 Ark. 849, 568 S.W.2d 11 (1978); Ballesteros v. Nationwide Mut. Ins. Co., 2013 Ark. App. 662 (2013).

Notes of Decisions

Cited in 3 cases, 1993–2013 · leading case: Shelter Gen. Ins. v. Williams, 867 S.W.2d 457 (Ark. 1993).

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Shelter Gen. Ins. v. Williams, 867 S.W.2d 457 (Ark. 1993). · cites it 4× “] The statute just preceding this one, Ark. Code Ann. § 23-89-201 (1987), states: Nothing contained in this subchapter shall be construed to prevent an insurer from providing broader benefits than the minimum benefits enumerated in § 23-89-202.”

S. Farm Bureau Cas. Ins. v. Easter, 287 S.W.3d 537 (Ark. 2008). · cites it 3× “See Ark. Code Ann. §§ 23-89-201 to -208 (Repl.”

Ballesteros v. Nationwide Mut. Ins. Co., 2013 Ark. App. 662 (Ark. Ct. App. 2013). “KENNETH S. HIXSON, Judge, concurring. I concur with the majority that Arkansas Code Annotated §§ 23-89-202 and –204 do not require Nationwide to provide coverage under the facts of this case.”

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