Arkansas Code Annotated

Ark. Code Ann. § 4-9-510 (2026)

Effectiveness of filed record

✓ current as of May 2026
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  1. A filed record is effective only to the extent that it was filed by a person that may file it under § 4-9-509 or by the filing office under § 4-9-529.
  2. A record authorized by one (1) secured party of record does not affect the financing statement with respect to another secured party of record.
  3. A continuation statement that is not filed within the six-month period prescribed by § 4-9-515(d) is ineffective.
    1. Except as provided in subdivision (d)(2) of this section, if a debtor is engaged in farming operations and the collateral described in a financing statement is an agricultural lien or a security interest in equipment used in farming operations, farm products, or accounts arising from the sale of farm products, a filing with the circuit clerk of the county where a debtor is engaged in farming operations of a financing statement, a termination statement, or a continuation statement to extend the effectiveness of a financing statement is ineffective.
    2. If a debtor is engaged in farming operations and the collateral described in a financing statement is a farm-stored commodity financed by a loan through the Commodity Credit Corporation of the United States Department of Agriculture, a filing after midnight, December 31, 2012, with the circuit clerk of the county where a debtor is engaged in farming operations of the financing statement, a termination statement, or a continuation statement to extend the effectiveness of the financing statement is ineffective.
    3. The effectiveness of a financing statement that perfects an agricultural lien or a security interest in equipment used in farming operations, farm products, or accounts arising from the sale of farm products may be continued by filing a continuation statement with the Secretary of State before the financing statement expires.

History. Acts 2001, No. 1439, § 1; 2009, No. 942, § 2; 2017, No. 1114, § 1.

Amendments. The 2009 amendment added (d).

The 2017 amendment added “or by the filing office under § 4-9-529” in (a).

Notes of Decisions
Cited in 1 case, 2014–2014 · leading case: Bank of England v. Rice (In re Webb), 520 B.R. 748 (Bankr. E.D. Ark. 2014).
Bank of England v. Rice (In re Webb), 520 B.R. 748 (Bankr. E.D. Ark. 2014). · cites it 4× “” Ark. Code Ann. § 4-9-510 (d)(1). Instead, the secured party is to file the continuation statement with the Secretary of State to remain perfected.”
— Ark. Code Ann. § 4-9-510(d)(3) — 1 case
Bank of England v. Rice (In re Webb), 520 B.R. 748 (Bankr. E.D. Ark. 2014). “” Ark. Code Ann. § 4-9-510 (d)(1). Instead, the secured party is to file the continuation statement with the Secretary of State to remain perfected.”
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